New Book Secrets of the Insurance Game Exposes the Pitfalls of Post-Disaster Property Damage Claims, Helping Homeowners Level...
March 13 2018 - 01:11PM
Business Wire
The book that insurance adjusters don’t want you to know about,
Secrets of the Insurance Game: What You Need to Know About Property
Damage Claims, by Sean Scott, has been released and is already
raising eyebrows.
Author and disaster recovery expert Sean M. Scott is a
restoration contractor who has spent nearly four decades in the
construction and restoration business. Throughout his career Scott
has worked on literally thousands of property damage claims and has
witnessed firsthand the trauma people experience when their homes
are damaged or destroyed and their most prized possessions are
lost.
From wildfires, hurricanes, earthquakes, and floods, to a burst
pipe, overflowing toilet or kitchen fire, disasters come in all
sorts of shapes and sizes. Once an insurance claim is filed, things
often spiral out of control and this is where survivors can evolve
into victims.
In Secrets of the Insurance Game, Scott exposes many of the
difficulties disaster survivors face when dealing with the
insurance claim process and the unique challenges and complexities
most people aren’t aware of.
Scott emphasizes that following a disaster, most people assume
that their insurance policy will take care of everything. After
all, crisis events are the reason why we pay for insurance in the
first place -- so that our paths to normalcy will be quick and
relatively painless. Unfortunately, this is not always the case and
all too often, policyholders find themselves unable to rebuild,
forcing them to abandon their homes and start over. What people
don’t realize is that insurance adjusters have another set of rules
they use when settling a claim that is not spelled out in the
policy language. Once a claim is filed, the agent passes the baton
off to an adjuster and here is where the real trouble can begin.
The book also explains the role restoration contractors play and
what to be aware of when selecting restoration professionals,
public adjusters, or legal representation.
“I wrote Secrets of the Insurance Game to remove the mask of
mystery that shrouds the insurance claim and restoration
processes,” said Scott. “Almost everyone experiences some form of
property damage or loss at some point in their lives. What’s tragic
is that the majority of people who go through the claims process
don’t get all the benefits their policies afford them, or they find
out too late that their policy was inadequate to cover all the
damages.”
Secrets of the Insurance Game exposes many of the struggles
families face during the claims process – even when they are fully
‘covered’ by insurance. Scott said that very few people know what
to do when they’re faced with lowball repair estimates, unfair
claims practices, being told “no,” or “we don’t pay for that,” etc.
This often leads to legal battles, extended time of displacement,
and out-of-pocket expenses to fight back against the companies they
trusted to protect them.
Secrets of the Insurance Game is a compelling and serious look
at everything from better understanding the role of the insurance
adjuster and how to get an accurate repair estimate and inventory
of your personal property; to the things your adjuster may not pay
for and how to select the right contractor. The book contains a
vast array of essential tips that can help make sure one disaster
doesn’t turn into another.
Scott is also the author of The Red Guide to Recovery – Resource
Handbook for Disaster Survivors, a disaster recovery guide endorsed
by fire departments, emergency management agencies and relief
organizations around the country. For more information on the
Secrets of the Insurance Game or The Red Guide to Recovery, visit
www.TheRedGuideToRecovery.com
Media: Copies of Secrets of the Insurance Game are now available
to media for review. For more information or to arrange interviews
with author Sean Scott, contact Paul Williams, at 310/569-0023,
paul@medialinecommunications.com.
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version on businesswire.com: http://www.businesswire.com/news/home/20180313006317/en/
MediaLine CommunicationsPaul Williams,
310-569-0023paul@medialinecommunications.com