By Dhanya Ann Thoppil And Kenan Machado 

India's Snapdeal.com is offering to buy mobile-payments company FreeCharge for more than $400 million, people familiar with the discussions said, in a deal aimed at helping Snapdeal get an edge in the battle for the small but fast-growing Indian e-commerce market.

SoftBank Corp.-backed Snapdeal is in advanced negotiations with FreeCharge for the acquisition, which would be 60% equity and 40% cash, said the sources. The deal could be completed in around a month, one of the people said.

Snapdeal, which is controlled by Jasper Infotech Pvt., is one of the biggest online marketplaces in India. It says it has about 40 million users and 100,000 merchants selling everything from cellphones to cars.

Mumbai-based FreeCharge, which is controlled by Accelyst Solutions Pvt., is backed by U.S.-based venture firm Sequoia Capital, Belgium's Sofina SA, Tybourne Capital Management and others.

Founded in 2010, FreeCharge says it has more than 20 million users who use the site to top up their mobile-phone accounts and pay utility bills and other bills.

Roughly half of those customers have their credit-card details stored on the site which makes them attractive as potential customers for any online retailer. Snapdeal is looking to use the company to build its customer base as well as get the technology it needs to better serve people in India through their smartphones, said one person familiar with its thinking.

Snapdeal and other online marketplaces such as Flipkart Internet Pvt. and the Indian arm of Amazon.com Inc. have all placed their bets on a sharp increase in online shopping as more Indians get online using inexpensive smartphones.

The acquisition plans come at a time when Snapdeal is talking to more investors to raise funds. The company is negotiating with China's Alibaba Group Holding for potential investment, people familiar with the discussions told The Wall Street Journal last week.

Last year, Snapdeal raised about $1 billion from SoftBank, eBay Inc. and others.

Write to Dhanya Ann Thoppil at dhanya.thoppil@wsj.com and Kenan Machado at kenan.machado@wsj.com

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