By Andrew R. Johnson 
 

A bankruptcy court judge said Wednesday he will approve a $2.1 billion settlement involving mortgage lender Residential Capital LLC and parent company, Ally Financial Inc., that could help Ally move forward on repaying its U.S. government bailout.

Judge Martin Glenn said approval of the agreement, however, does not guarantee that a reorganization plan spelling out how ResCap intends to distribute funds to its creditors will be confirmed. But without the agreement, "this case would return to square one," he said.

Separately, Judge Glenn said he planned to enter an order to unseal an independent examiner's report reviewing ResCap's relationship with the Ally. The report has been kept under seal since last month to encourage parties in the case to reach a settlement.

The settlement, known as a plan support agreement, is seen as a crucial step to ease ResCap out of Chapter 11 bankruptcy. Progress in the case hit a roadblock earlier this year as the firm's creditors, including mortgage insurers and bondholders, alleged Ally was responsible for billions of dollars of the mortgage subsidiary's liabilities because the parent company controlled the subsidiary prior to its bankruptcy filing.

Ally, which is 74% owned by the U.S. government after receiving a $17.2 billion bailout during the financial crisis, said it was not responsible for such liabilities, claiming it and ResCap operated as separate entities throughout their existence.

At the start of ResCap's Chapter 11 case in May 2012, Ally proposed paying the ResCap bankruptcy estate $750 million to settle the dispute, but the subsidiary's creditors balked at the amount.

Last month Ally agreed to increase its offer to $2.1 billion in exchange for a release from ResCap's legal liabilities. The money will go toward repaying ResCap's creditors.

The pending release of the examiner's report helped nudge the parties toward a broad deal that was struck in May through court-sanctioned mediation. The report was slated for release last month, but Judge Glenn agreed to keep the report under seal while they put the finishing touches on the settlement.

Parties in the case feared that release of the report could upend negotiations.

Judge Glenn did not specify when the examiner's report will be made public.

Write to Andrew R. Johnson at andrew.r.johnson@dowjones.com

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