BRADFORD & BINGLEY PLC


RE: Bradford & Bingley Plc
    GBP 11,628,000.00
    MATURING: 21-Mar-2011
    ISSUE DATE: 20-Sep-2005
    ISIN: XS0230455163

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
21-Sep-2007 TO 21-Dec-2007 HAS BEEN FIXED AT 6.445000 PCT

DAY BASIS 91/365

INTEREST PAYABLE VALUE 21-Dec-2007 WILL AMOUNT TO:
GBP 16.07 PER GBP 1,000.00 DENOMINATION

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855
FAX: 44 20 7508 3866
Email: rate.fixing@citigroup.com
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