Re:                                                                                           EQUITY RELEASE FUNDING
NO.4 PLC
                                                                                               GBP 125000000
                                                                                               MATURING: 30-Jul-2039
                                                                                               ISIN: XS0197423188
                                                                                                                              
 PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
 30-Oct-2008 TO 30-Jan-2009 HAS BEEN FIXED AT 6.132500 PCT
  
 DAY BASIS: ACTUAL/365(FIX)
  
 INTEREST PAYABLE VALUE 30-Jan-2009 WILL AMOUNT TO:
 GBP 40.68 PER GBP 2632 DENOMINATION
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