BNV Bank Nova Scot

RNS Number:4242G
Bank of Nova Scotia
29 February 2000

                                 SCOTIABANK
                                 DIVIDENDS

NOTICE is hereby given that The Bank of Nova Scotia has declared dividends on
the outstanding shares of the Bank for the quarter ending April 30, 2000 as
follows:

*  Payable on April 26, 2000 to shareholders of record at the close of business
on April 4, 2000:

     - Common Shares, Dividend No.522 of $0.24 per share

     - Non-Cumulative Preferred Shares:

       * Series  6, Dividend No.29 of $0.446875 per share
       * Series  7, Dividend No.22 of $0.44375  per share
       * Series  8, Dividend No.20 of $0.4375   per share       
       * Series  9, Dividend No.19 of $0.421875 per share
       * Series 10, Dividend No.16 of $0.02     per share
       * Series 11, Dividend No.10 of $0.375    per share
       * Series 12, Dividend No. 7 of $0.328125 per share

Holders may elect to receive their dividends in common shares of the Bank in
lieu of cash dividends, in accordance with the Bank's Shareholder Dividend and
Share Purchase Plan.

END

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