Auto Insurance Company Helps Reforest Wildfire-Devastated Areas in California SAN FRANCISCO, July 15 /PRNewswire/ -- Esurance, the direct-to-consumer personal auto insurance company, announced its most recent environmental initiative. This month, Esurance will plant 5,000 trees in areas of California devastated by wildfires through American Forests' California Wildlife ReLeaf program. American Forests was the recipient of a $5,000 Earth Day Grant awarded by Esurance. Esurance's annual Earth Day grant program asks customers to nominate their favorite environmental organizations. American Forests, whose work includes reforestation and environmental education in pursuit of healthy forest ecosystems, was chosen as the 2009 Earth Day Grant recipient. "Esurance is proud to have customers who are so actively engaged in making the world a better, greener place," stated Joann Lee, Esurance's Community Relations Manager. "As an auto insurance company dedicated to saving some green, we couldn't be happier to support American Forests in their efforts to restore essential natural resources in our national park system." American Forests' California Wildfire ReLeaf program began in 1999 in response to the large areas of California land devastated by wildfires. This initiative has nearly reached its goal to plant one million trees in California's national parks and forests, including the Angeles, San Bernadino, and Sequoia National Forests. Deborah Gangloff, Executive Director of American Forests, commented, "It is only through the contributions of our members, the public, and businesses like Esurance that we can fund the planting of trees to reforest wildfire-devastated lands. We commend Esurance and their customers for continuing to show their commitment to a healthy planet and healthy communities, even in these tough economic times." For more details about the Esurance Earth Day grant and other environmental info, please visit: http://www.esurance.com/Welcome/home/home/green_policyholders.aspx For more details about American Forests' California Wildfire ReLeaf program, please visit: http://www.americanforests.org/planttrees/af_info.php?campaign=cawildfire About Esurance Esurance, a subsidiary of White Mountains Insurance Group, Ltd. (NYSE: WTM), provides personal car insurance direct to consumers online and through select online agents. Because of Esurance's virtually paperless online customer experience, Esurance car insurance customers have saved thousands of trees since the company's inception. As of the end of the first quarter 2009, Esurance has also helped plant and maintain over 76,000 trees by supporting a variety of urban reforestation programs. Esurance is also committed to safeguarding the environment through its own operational practices, including a fleet of hybrid claims vehicles and investment in renewable energy sources to offset the electricity used in each of its permanent office locations. Over the years, Esurance's environmental initiatives have earned the company numerous awards and recognition. In 2008, Esurance was inducted into the U.S. Environmental Protection Agency's Green Power Leadership Club for its significant purchase of renewable energy credits. For more information about Esurance's green initiatives, visit: http://www.esurance.com/environment About American Forests American Forests' mission is to grow a healthier world with trees by working with communities on local efforts that restore and maintain forest ecosystems. Our work encompasses planting trees, calculating the value of urban forests, fostering environmental education, and improving public policy for trees at the national level. We have a goal of 100 million trees planted by 2020. Safe Harbor Statement under the Private Securities Litigation Reform Act of 1995 The press release may contain "forward-looking statements" within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. All statements, other than statements of historical facts, included or referenced in this release which address activities, events or developments which we expect or anticipate will or may occur in the future are forward-looking statements. The words "will," "believe," "intend," "expect," "anticipate," "project," "estimate," "predict" and similar expressions are also intended to identify forward-looking statements. These forward-looking statements include, among others, statements with respect to White Mountains': *changes in adjusted book value per share or return on equity; *business strategy; *financial and operating targets or plans; *incurred losses and the adequacy of its loss and loss adjustment expense reserves and related reinsurance; *projections of revenues, income (or loss), earnings (or loss) per share, dividends, market share or other financial forecasts; *expansion and growth of our business and operations; and *future capital expenditures. These statements are based on certain assumptions and analyses made by White Mountains in light of its experience and perception of historical trends, current conditions and expected future developments, as well as other factors believed to be appropriate in the circumstances. However, whether actual results and developments will conform to our expectations and predictions is subject to a number of risks and uncertainties that could cause actual results to differ materially from expectations, including: *the risks associated with Item 1A of White Mountains' 2008 Annual Report on Form 10-K; *claims arising from catastrophic events, such as hurricanes, earthquakes, floods or terrorist attacks; *the continued availability of capital and financing; *general economic, market or business conditions; *business opportunities (or lack thereof) that may be presented to it and pursued; *competitive forces, including the conduct of other property and casualty insurers and reinsurers; *changes in domestic or foreign laws or regulations, or their interpretation, applicable to White Mountains, its competitors or its clients; *an economic downturn or other economic conditions adversely affecting its financial position; *recorded loss reserves subsequently proving to have been inadequate; *other factors, most of which are beyond White Mountains' control. Consequently, all of the forward-looking statements made in this press release are qualified by these cautionary statements, and there can be no assurance that the actual results or developments anticipated by White Mountains will be realized or, even if substantially realized, that they will have the expected consequences to, or effects on, White Mountains or its business or operations. White Mountains assumes no obligation to update publicly any such forward-looking statements, whether as a result of new information, future events or otherwise. DATASOURCE: Esurance CONTACT: Susan MacTavish Best of Best Public Relations, +1-415-505-0301, , for Esurance Web Site: http://www.esurance.com/

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