WARWICK,
R.I., June 26, 2024 /PRNewswire/ -- To help
travelers better understand travel insurance and the claims
process, InsureMyTrip has identified the most common reasons for
claim delays and denials.
Findings indicate travelers who thoroughly review their policies
and adhere to documentation requirements before their trips are
more likely to achieve favorable outcomes.
Summary:
- Avoid claim processing delays by gathering all
necessary paperwork and documentation in advance. For example,
secure any claims-related medical documents and/or police reports
before returning home.
- Understand travel insurance policy language prior
to trip departure.
- Purchase travel insurance early to enhance
eligibility for time-sensitive benefits and ensure the trip cost is
accurately covered.
- Anticipate claim processing delays following major
travel events, such as hurricanes.
According to InsureMyTrip experts, these are the most common
reasons for claim denials or delays.
Top 10 Common Reasons a Travel Insurance Claim is Rejected or
Delay:
- Missing bills or poor documentation
- Policy exclusions/limitations
- Undeclared medical conditions
- Engaging in adventurous activities without proper coverage
- Trip cancellation for personal reasons not covered by the
policy
- Failing to report incidents in a timely manner
- Injuries occurring while intoxicated
- Events not classified as sudden and unforeseen
- Unattended baggage and personal items
- Failing to file a claim on time
Anytime Advocates® Services:
The following services
are available through the Anytime Advocates® program.
- Claims Assistance - Receive expert advice on how to
navigate the claims process and file a claim properly with your
travel insurance provider.
- Dispute Resolution - Anytime Advocates® will check the
status of a claim. If a claim is denied, an advocate will work on
behalf of the customer to learn why or to help with the appeal
process.
Request to speak with one of our experts on the claims
process or Anytime Advocates® program.
Media Contact:
Meghan Kayata
press@insuremytrip.com
About InsureMyTrip
You like options. We do too. It's simple. InsureMyTrip finds you
the right travel insurance plan, every time. InsureMyTrip is the
authority on travel insurance. We are committed to empowering
travelers to make the best possible insurance decisions by
leveraging our technology, data intelligence, and expertise.
InsureMyTrip is rated A+ by the Better Business Bureau.
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SOURCE InsureMyTrip