Granite Master Issuer

Granite Master Issuer Plc M1
USD 95,000,000.00
MATURING: 20/Dec/2054
ISSUE DATE: 25/May/2005
ISIN: US38741YAK55

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD 22/May/2006 TO
21/Aug/2006 HAS BEEN FIXED AT 5.429380 PCT.

DAY BASIS 91/360

INTEREST PAYABLE VALUE 21/Aug/2006 WILL AMOUNT TO USD 1,372.43 PER USD
100,000.00 DENOMINATION.

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON TEL: 44 (0)20 7508
3858/ 3855 OR FAX 44 (0)20 7508 3881.
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