Fed Leaves Interest Rates Unchanged After Three Straight Cuts
January 29 2025 - 8:15AM
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After cutting interest rates for three straight meetings, the
Federal Reserve on Wednesday announced its widely expected decision
to leave interest rates unchanged following its first monetary
policy meeting of 2025.
The Fed said it decided to maintain the target range for the
federal funds rate at 4.25 to 4.50 percent in support of its dual
goals of maximum employment and inflation at the rate of 2 percent
over the longer run.
The decision to leave rates unchanged came as the Fed noted
inflation remains "somewhat elevated" and reiterated its strong
commitment to returning inflation to its 2 percent objective.
The central bank also reiterated that it is attentive to the
risks to both sides of its dual mandate, which it described as
"roughly in balance."
With regard to the outlook for rates, the Fed once again said it
will carefully assess incoming data, the evolving outlook, and the
balance of risks when considering the extent and timing of
additional adjustments to the target range for the federal funds
rate.
The Fed's latest decision comes after it lowered rates by a
total of 100 basis points or 1.0 percentage point over the three
previous meetings, beginning with a 50 basis point cut in
September.
The central bank's next monetary policy meeting is scheduled for
March 18-19, when Fed officials will also provide their latest
projections for rates, inflation and the economy.
CME Group's FedWatch Tool is currently indicating a 71.6 percent
chance the Fed will once again leave rates unchanged but a 28.2
percent chance of a quarter point rate cut.
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