First Merchants Corporation (FRME)

First Merchants Bank Selects Spiral to Power Personalized Savings and Community Giving Through Everyday BankingMarch 31, 2026 7:27 AM
Business Wire
First Merchants Bank adds Spiral to enhance financial wellness, helping customers grow their savings and support local nonprofits through personalized digital experiences and everyday debit card purchases.


Spiral, an award-winning platform redefining personalized banking, today announced a partnership with First Merchants Bank, one of the Midwest's premier community banks serving Indiana, Michigan, and Ohio. The partnership will enable First Merchants Bank to strengthen its vision of enhancing the financial wellness of the diverse communities it serves by growing and retaining deposits at a low cost while delivering innovative, personalized digital experiences. With Spiral, customers can effortlessly save for their financial goals through everyday purchases and digital banking, while also supporting local nonprofits and community causes.


With the average personal savings rate still below 5%, many Americans continue to struggle to save for long-term goals or emergencies. Spiral's Savings Center will enable First Merchants customers to build savings automatically through personalized, gamified experiences, including Automatic Savings and progress tracking, that make saving rewarding and achievable. Customers can easily set and reach goals such as buying a home, starting a business, purchasing a car, or saving for travel, making it easier to grow savings through everyday banking.


Through this partnership, First Merchants Bank will also be able to transform everyday purchases into effortless savings and community impact. Customers will be empowered to automatically round up their everyday purchases and direct the spare change toward their savings goals or support their favorite charitable causes and nonprofits. Additionally, their new Giving Center will allow customers to donate directly from their banking accounts, create a personalized portfolio of causes, track their charitable impact, and receive donation reports for tax purposes.


"For more than 130 years, our purpose has been to help people build a stronger financial future," said Carrie Valek, Consumer Bank President at First Merchants Bank. "Spiral offers a simple, intuitive way for customers to grow savings, give back to their communities, and take another step forward in their financial wellness."


With Spiral, First Merchants Bank will drive digital donations to local nonprofits and attract nonprofit businesses through fundraising campaigns, donation matching, and community initiatives. This builds on the bank's long-standing focus on financial wellness and the diverse communities it serves. Spiral brings this into everyday banking, helping customers grow savings automatically while supporting the causes they care about.


"First Merchants has built its identity around helping people prosper, and that's exactly what Spiral is doing through digital banking," said Shawn Melamed, CEO and Founder of Spiral. "We're excited to help them improve their customers' lives while growing deposits and building stronger communities."


Spiral's turnkey solutions integrate with leading digital banking providers and core systems. To learn more about Spiral's platform, please contact Spiral here.


About Spiral


Headquartered in New York City, Spiral is an award-winning platform redefining how banks and credit unions grow deposits and retention through personalized banking experiences. Trusted by over 40 financial institutions nationwide, Spiral has saved millions for families and local communities, turning institutions into the primary choice for savings, cards, loans, and giving. With Spiral, financial institutions empower account holders to build savings automatically, achieve financial freedom, and support their communities through any banking account or debit card. Recognized as a Top 50 FinTech Company, Spiral makes it easy for financial institutions to drive local impact and empower millions of people to build better lives. Spiral is backed by Team8, Curql, ICBA, Euclidean Capital, Intuition Fund, Communitas Capital, Phoenix, Nidoco AB, MTVO, and more. To learn more, visit Spiral.us.


About First Merchants Bank


With approximately $21 billion in assets1, First Merchants Corporation (NASDAQ: FRME) is a registered bank holding company offering a full line of commercial and consumer banking services and wealth management services through First Merchants Bank and First Merchants Private Wealth Advisors in Indiana, Michigan, and Ohio. With more than 130 years of enhancing the financial wellness of the diverse communities it serves, First Merchants makes meaningful contributions through employee empowerment, philanthropy, charitable giving, financial wellness, and community home and business lending. The company has been honored for its attentive and knowledgeable service and culture by Forbes, Time Magazine, American Banker, and S&P Global Intelligence “Best Banks” awards. First Merchants attributes this recognition to a mission-driven team that is passionate about “helping you prosper” through attentiveness as its genuine and unique approach to customer service. To see how First Merchants is making a difference, go to https://www.firstmerchants.com/.

1 Includes the assets from the acquisition of First Saving Financial Group on February 1, 2026.

View source version on businesswire.com: https://www.businesswire.com/news/home/20260331563167/en/
Media

Spiral:

press@spiral.us



First Merchants:

Jaime Faulkner, Director of Corporate Communications

765-747-1336

jfaulkner@firstmerchants.com


Original: First Merchants Bank Selects Spiral to Power Personalized Savings and Community Giving Through Everyday Banking

First Merchants Corporation and Community Bancshares, Inc. Announce the Signing of a Definitive Merger Agreement


Date : 07/22/2014 @ 8:55AM
Source : Business Wire
Stock : First Merchants Corp. (MM) (FRME)
Quote : $20.61 0.23 (1.13%) @ 1:17PM

First Merchants Corporation (NASDAQ: FRME) and Community Bancshares, Inc. today announced they have executed a definitive agreement whereby Community Bancshares will merge with and into First Merchants, and its wholly-owned bank subsidiary, Community Bank, will merge with and into First Merchants Bank, N.A.

The merger agreement provides that shareholders of Community Bancshares will have the right to exchange each Community Bancshares common share held for either or a combination of (i) 4.0926 shares of First Merchants’ common stock, or (ii) $85.94 in cash. In the event that the total amount of cash elections exceeds $15 million, proration will occur to limit the cash paid to $15 million. Based on the closing price of First Merchants’ common stock on July 21, 2014 of $20.38, the transaction value is approximately $46.3 million.

[....]

http://ih.advfn.com/p.php?pid=nmona&article=62983906

FD: I do not own shares of FRME.

First Merchants Corp. [$FRME] due diligence

bullish

$FRME

DD Notes ~ http://www.ddnotesmaker.com/FRME

##### recent news/filings ~ source: finance.yahoo.com

Fri, 16 May 2014 17:04:15 GMT ~ FIRST MERCHANTS CORP Financials
read full: http://finance.yahoo.com/q/is?s=frme
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Thu, 15 May 2014 13:55:18 GMT ~ FIRST MERCHANTS CORP Files SEC form 8-K, Change in Directors or Principal Officers, Submission of Matters to a Vote o
read full: http://biz.yahoo.com/e/140515/frme8-k.html
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Mon, 12 May 2014 16:17:15 GMT ~ FIRST MERCHANTS CORP Files SEC form 8-K, Change in Directors or Principal Officers, Financial Statements and Exhibits
read full: http://biz.yahoo.com/e/140512/frme8-k.html
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Fri, 09 May 2014 11:42:46 GMT ~ FIRST MERCHANTS CORP Files SEC form 10-Q, Quarterly Report
read full: http://biz.yahoo.com/e/140509/frme10-q.html
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Fri, 25 Apr 2014 20:07:00 GMT ~ Why First Merchants (FRME) Stock Closed Up Today
read full: http://www.thestreet.com/story/12683883/1/why-first-merchants-frme-stock-closed-up-today.html?puc=yahoo&cm_ven=YAHOO
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##### chart ~ source: stockcharts.com



##### chart ~ source: eoddata.com



##### company info ~ source: otcmarkets.com

Link: http://www.otcmarkets.com/stock/FRME/company-info
Ticker: $FRME
OTC Market Place: Not Available
CIK code: 0000712534
Company name: First Merchants Corp.
Company website: http://www.firstmerchants.com
Incorporated In: IN, USA

##### extra dd links

Edgar filings: http://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=0000712534&owner=exclude&count=40
Latest filings: http://www.otcmarkets.com/stock/FRME/filings
Latest financials: http://www.otcmarkets.com/stock/FRME/financials
Latest news: http://www.otcmarkets.com/stock/FRME/news - http://finance.yahoo.com/q/h?s=FRME+Headlines

Major holdings: http://data.cnbc.com/quotes/FRME/tab/8.1
Insider transactions (1): http://finance.yahoo.com/q/it?s=FRME+Insider+Transactions
Insider transactions (2): http://www.secform4.com/insider-trading/FRME.htm
Insider transactions (3): http://www.insidercow.com/history/company.jsp?company=FRME

RegSho: http://www.regsho.com/tools/symbol_stats.php?sym=FRME&search=search

DTCC: http://search2.dtcc.com/?q=First+Merchants+Corp.&x=10&y=8&sp_p=all&sp_f=ISO-8859-1
Spoke company information: http://www.spoke.com/search?utf8=%E2%9C%93&q=First+Merchants+Corp.
Corporation WIKI: http://www.corporationwiki.com/search/results?term=First+Merchants+Corp.&x=0&y=0
WHOIS: http://whois.domaintools.com/http://www.firstmerchants.com
Alexa: http://www.alexa.com/siteinfo/http://www.firstmerchants.com#
Corporate website internet archive: http://web.archive.org/web/*/http://www.firstmerchants.com

Short Sales: http://www.otcmarkets.com/stock/FRME/short-sales
Insider Disclosure: http://www.otcmarkets.com/stock/FRME/insider-transactions
Research Reports: http://www.otcmarkets.com/stock/FRME/research
Historical Prices: http://finance.yahoo.com/q/hp?s=FRME+Historical+Prices
Basic Tech. Analysis: http://finance.yahoo.com/q/ta?s=FRME+Basic+Tech.+Analysis
Company Profile: http://finance.yahoo.com/q/pr?s=FRME+Profile
Key Statistics: http://finance.yahoo.com/q/ks?s=FRME+Key+Statistics
Industry: http://finance.yahoo.com/q/in?s=FRME+Industry
Insider Roster: http://finance.yahoo.com/q/ir?s=FRME+Insider+Roster
Income Statement: http://finance.yahoo.com/q/is?s=FRME
Balance Sheet: http://finance.yahoo.com/q/bs?s=FRME
Cash Flow: http://finance.yahoo.com/q/cf?s=FRME+Cash+Flow&annual
Market Watch: http://www.marketwatch.com/investing/stock/FRME
Bloomberg: http://www.bloomberg.com/quote/FRME:US
Morningstar: http://quotes.morningstar.com/stock/s?t=FRME
Bussinessweek: http://investing.businessweek.com/research/stocks/snapshot/snapshot_article.asp?ticker=FRME
Barchart: http://www.barchart.com/quotes/stocks/FRME
OTC Short Report: http://otcshortreport.com/index.php?index=FRME
Investopedia: http://www.investopedia.com/markets/stocks/FRME/?wa=0

http://www.pennystocktweets.com/stocks/profile/FRME

##### last known share structure ~ source: otcmarkets.com

Market Value: $788,924,812 a/o Jul 03, 2014
Shares Outstanding: 36,023,964 a/o Apr 30, 2014
Float: Not Available
Authorized Shares: Not Available
Par Value: No Par Value

##### business description ~ source: otcmarkets.com



DD Notes ~ http://www.ddnotesmaker.com/FRME
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