Associated Banc Corp (ASB)

Associated Bank Announces Fourth Annual Day of ServiceJune 17, 2026 11:31 AM
PR Newswire (US) Nearly 2,600 employees to volunteer across six states, plus $13,400 in community grants and Stock the Box™ food drive to provide resources to local nonprofits addressing food insecurityGREEN BAY, Wis., June 17, 2026 /PRNewswire/ -- Associated Banc-Corp (NYSE: ASB) ("Associated") will hold its fourth annual Day of Service June 23–25, mobilizing nearly 2,600 employees to volunteer with more than 200 nonprofit organizations across Wisconsin, Illinois, Minnesota and parts of Missouri, Iowa and Nebraska. For the first time, colleagues from Iowa and Nebraska will participate in the initiative, extending the bank's commitment to strengthening the communities it now calls home. These communities became part of Associated following its recently completed merger with American National Corporation ("American National"), including its bank subsidiary, American National Bank. American National has deep roots in community engagement across Nebraska and Iowa. Day of Service carries that forward and gives employees from across the combined organization a chance to serve side by side. Each participating employee will receive dedicated volunteer time for their participation.This year's programming centers on two areas of elevated community need: food security and youth services. Youth services is the top cause area that Associated colleagues choose when volunteering throughout the year. According to Feeding America1, nearly 14 million children across the country face food insecurity, a challenge that deepens in summer months when school meal programs are no longer available to fill the gap.Volunteer activities across all six states will include repacking food at food banks and pantries, supporting youth summer programs and educational activities, community gardening and cleanup, and other projects shaped by each market's specific needs.In addition, as part of the initiative, Associated is awarding $13,400 in community grants to 11 nonprofits. The grants support organizations working in food access, housing stability, youth development and community services."Day of Service has always been about more than a single day; it's a reflection of who we are as a company and how we show up for the communities we serve," said LaDonna Reed, senior vice president, director of Community Accountability and president of Associated Bank Foundation. "Welcoming our new colleagues in Iowa and Nebraska into this tradition for the first time is a proud moment. It's one of the most tangible ways we can demonstrate that being part of Associated means being invested in your community."Ahead of the volunteer days, Associated Bank branches across all markets are hosting Stock the Box™, a public food drive running June 3–19. Community members are invited to drop off nonperishable, non-glass food items at local branches. All contributions go directly to area food pantries and nonprofit partners.The Day of Service has grown steadily since its launch in 2023. Through 2025, the initiative has generated more than 20,500 volunteer hours with a community service value of more than $687,000. Last year, 59% of Associated colleagues, more than 2,400 employees, volunteered across 182 nonprofit organizations in 104 cities.The Day of Service is one part of Associated's broader commitment to the communities it serves. The bank's $2 billion Community Commitment Plan provides loans and investments in support of community development, complemented by charitable contributions focused on programs that help families and neighborhoods grow and prosper.ABOUT ASSOCIATED BANC-CORP
Associated Banc-Corp (NYSE: ASB) has total assets of approximately $50 billion and is the largest bank holding company based in Wisconsin. Headquartered in Green Bay, Wisconsin, Associated is a leading Midwest banking franchise, offering a full range of financial products and services from over 200 banking locations throughout Wisconsin, Illinois, Iowa, Minnesota, Missouri and Nebraska. The Company also operates loan production offices in Indiana, Kansas, Michigan, New York, Ohio and Texas. Associated Bank, N.A. is an Equal Housing Lender, Equal Opportunity Lender and Member FDIC. More information about Associated Banc-Corp is available at www.associatedbank.comABOUT STOCK THE BOX™
Stock the Box™ is a public food drive initiative led by Associated Bank that collects nonperishable food items for local nonprofit organizations at select bank branches or other locations. The drives typically take place during Associated's annual Day of Service.1 Source: https://www.feedingamerica.org/hunger-in-america/child-hunger-factsMedia Contact:
Andrea Kozek
VP/Senior Manager, Public Relations
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Associated Bank, Pabst Theater Group Kick-Off Five-Year Partnership Extension With Contest For Best "Associated Bank VIP Green Row Seats" to Two Top ConcertsJune 2, 2026 11:00 AM
PR Newswire (US) Renewed agreement enhances benefits for bank customers at historic Milwaukee venuesMILWAUKEE, June 2, 2026 /PRNewswire/ -- Associated Bank and the Pabst Theater Group today announced a five-year extension of their partnership, providing special concert perks to bank customers and continuing Associated Bank's role as the "official bank" of the Pabst Theater Group. To celebrate the extension of their current partnership, the Pabst Theater Group is holding a contest open to any music fans for two free tickets to Riverside Theater shows by Harry Connick Jr. on July 13 and Of Monsters and Men on Aug. 4 in the "Associated Bank VIP Green Row Seats" – the best seats in the house.The "Associated Bank VIP Green Row Seats" are first-row seats in the center sections of the balconies at The Pabst and The Riverside Theaters, with the Associated Bank & Pabst Theater Group logo and customized green. Contests and promotions for bank customers and the general public often include free tickets to these coveted seats."The Associated Bank Green Row Seats are the perfect place to see a show," said Gary Witt, CEO of the Pabst Theater Group. "Watching a show from these seats is like seeing a giant flatscreen come to life."Fans can go to the following link to enter the contest: https://www.pabsttheatergroup.com/deals/associated-bankUnder the agreement, Associated Bank customers who show their bank debit or credit card will enjoy a robust program of exclusive benefits designed to get more out of every performance at Pabst Theater Group venues, including Pabst Theater, Riverside Theater, Turner Hall Ballroom, Vivarium and The Fitzgerald. The latter two venues were added to the partnership with the new extension, which runs from 2026 through 2031.A new perk for bank customers will be a 10% bar discount when presenting an Associated Bank debit card. Continuing benefits include:10% Merchandise Discount: Valid for in-person Pabst Theater Group merchandise purchases. Does not include artist merchandise.Exclusive Ticket Offers: Pre-sale access and special offers for those who opt in as eMembers.Free Coat Check: Provided at the Pabst and Riverside Theaters for cardholders when available.Surprise Seat Upgrades: Randomly selected fans and ticket holders may be moved to the premium Associated Bank Green Row Seats at select shows."As a proudly independent, local Milwaukee organization, the Pabst Theater Group is thrilled to extend our partnership with Associated Bank, a company that shares our deep Wisconsin roots," Witt said. "There is something incredibly powerful about two 'born in Wisconsin' brands coming together with a shared vision. We are immensely proud to collaborate with a partner that understands the importance of nurturing and growing the soul and identity of Milwaukee through the world-class performances we bring to our stages every night.""At Associated Bank, we believe the money entrusted to us should help strengthen the communities we serve," said Bryan Carson, executive vice president and chief product and marketing officer, Associated Bank. "That is why we are proud to continue our relationship with the locally based Pabst Theater Group, whose iconic venues play such an important role in Milwaukee's culture, economy and entertainment scene. Supporting organizations that bring people together and create lasting impact is core to who we are as a bank. It's even better when we can pass along savings to our cardholders too with the 10% bar and merchandise discounts."The partnership between Associated Bank and the Pabst Theater Group remains rooted in a shared commitment to the creative, cultural, entertainment and financial vibrancy of downtown Milwaukee. The Pabst Theater Group is Wisconsin's top independent music promoter, with six of the most iconic and historic venues in Milwaukee bringing the best in music and comedy to live entertainment fans. Associated Bank is similarly invested in Milwaukee as a major lender in the metro area and Wisconsin's fastest growing bank.For more information on the partnership visit: https://www.associatedbank.com/ptgMedia can download corporate logos and photos of contest artists and Green Row Seats at: https://bit.ly/3PU9sb4ABOUT ASSOCIATED BANC-CORP
Associated Banc-Corp (NYSE: ASB) has total assets of approximately $50 billion and is the largest bank holding company based in Wisconsin. Headquartered in Green Bay, Wisconsin, Associated is a leading Midwest banking franchise, offering a full range of financial products and services from over 200 banking locations throughout Wisconsin, Illinois, Iowa, Minnesota, Missouri and Nebraska. The Company also operates loan production offices in Indiana, Kansas, Michigan, New York, Ohio and Texas. Associated Bank, N.A. is an Equal Housing Lender, Equal Opportunity Lender and Member FDIC. More information about Associated Banc-Corp is available at www.associatedbank.com.ABOUT PABST THEATER GROUP:
What began as an effort by Gary Witt and Matt Beringer to save the historic Pabst Theater has now evolved into the Pabst Theater Group. Now in its 24th year, the Pabst Theater Group has become an iconic Milwaukee brand that defines the city's soul and identity, helping to grow the city's night time economy of great restaurants, bars and coffee shops. Today, the group hosts 800 live events annually across six core venues—The Pabst Theater, Riverside Theater, Miller High Life Theatre, Turner Hall Ballroom, The Fitzgerald, and Vivarium—as well as various satellite locations. With a dedicated team of 350 staff members, the organization contributes over $250 million to Milwaukee's economy every year, proving that historic preservation and community building are powerful drivers of economic growth.MEDIA CONTACTS:Associated Bank, Andrea Kozek: 920/491-7518, Andrea.Kozek @Mr. Zen, jeff@bentoff.com View original content to download multimedia:https://www.prnewswire.com/news-releases/associated-bank-pabst-theater-group-kick-off-five-year-partnership-extension-with-contest-for-best-associated-bank-vip-green-row-seats-to-two-top-concerts-302788773.htmlSOURCE Associated Banc-Corp Original: Associated Bank, Pabst Theater Group Kick-Off Five-Year Partnership Extension With Contest For Best "Associated Bank VIP Green Row Seats" to Two Top Concerts

Associated Bank Returns as Title Sponsor of Second Annual Audaxity Bike Ride, Driving Community Impact for Local Cancer ResearchMay 28, 2026 10:22 AM
PR Newswire (US) MILWAUKEE, May 28, 2026 /PRNewswire/ -- Associated Banc-Corp (NYSE: ASB) ("Associated") today announced it will once again serve as the title sponsor of Audaxity, returning for the second annual fundraising bicycle ride in 2026 after supporting the event's inaugural year. Audaxity brings together riders, cancer survivors, caregivers and community members to raise critical funds for cancer research at the Medical College of Wisconsin (MCW) Cancer Center. With 100% of funds raised staying local, the event plays a meaningful role in advancing research that is improving outcomes for adult, pediatric and rare cancer patients across the region and the country."Returning as the title sponsor of Audaxity reflects our deep commitment to the communities we serve and to advancing lifesaving research close to home," said Jayne Hladio, president of Associated Bank Private Wealth and Associated's internal Audaxity champion. "This ride is about more than miles, it's about impact. Every dollar raised stays here in our community, supporting researchers at the Medical College of Wisconsin Cancer Center whose work is making real progress for families facing cancer in Wisconsin and far beyond."Audaxity hosted its first ride in August 2025, drawing 1,074 participants, including 112 cancer survivors, across 111 teams made up of local businesses, community groups and individuals. Together, they rode 12,796 miles and raised more than $1 million to support local cancer research efforts. The event's name combines "audacity," representing bold determination, and "audax," a long-distance cycling challenge, to capture the spirit of riders committed to pushing boundaries for a greater cause."This partnership enables us to move faster with cancer research, from discovery to delivery of new treatments for patients," said Dr. Gustavo Leone, director of the MCW Cancer Center and senior associate dean of cancer research. "Audaxity and Associated are not only helping fund critical research, but they are also rallying the community around a shared purpose. That combination of resources and collective commitment is what drives meaningful progress against cancer and brings hope to patients and their families."This year's Audaxity bike ride will take place on Sunday, August 2 at American Family Field, offering five ride courses of varying lengths and difficulty, as well as a flexible virtual participation option to make it accessible for individuals of all abilities and locations. A "Rev Up" event will take place on Friday evening, creating an opportunity for participants and supporters to celebrate the mission and get energized for the ride ahead.The continued partnership between Associated and the MCW Cancer Center underscores a shared commitment to accelerating cancer research while building a strong, supportive community around those impacted by the disease. Through Associated's sponsorship of Audaxity, the MCW Cancer Center is putting the funds directly to work by bringing together researchers and clinicians to tackle cancer's toughest challenges, training the next generation of scientists and expanding access to lifesaving discoveries so more families, both here in Wisconsin and beyond, can benefit.To learn more, sign up to ride, or volunteer, visit audaxity.org.ABOUT ASSOCIATED BANC-CORP
Associated Banc-Corp (NYSE: ASB) has total assets of approximately $50 billion and is the largest bank holding company based in Wisconsin. Headquartered in Green Bay, Wisconsin, Associated is a leading Midwest banking franchise, offering a full range of financial products and services from over 200 banking locations throughout Wisconsin, Illinois, Iowa, Minnesota, Missouri and Nebraska. The Company also operates loan production offices in Indiana, Kansas, Michigan, New York, Ohio and Texas. Associated Bank, N.A. is an Equal Housing Lender, Equal Opportunity Lender and Member FDIC. More information about Associated Banc-Corp is available at www.associatedbank.comMedia Contact:
Andrea Kozek
VP/Senior Manager, Public Relations
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Associated Bank Private Wealth Expands Leadership Team in Minneapolis MarketMay 21, 2026 10:38 AM
PR Newswire (US) Strategic hires strengthen wealth advisory, planning and investment capabilities across MinnesotaMINNEAPOLIS, May 21, 2026 /PRNewswire/ -- Associated Banc-Corp (NYSE: ASB) ("Associated" or "Company") today announced the continued expansion of its private wealth business in Minnesota with the addition of two experienced professionals to support growth in the Minneapolis market: Ken LaChance as senior private wealth advisory market leader – Minneapolis and Gracia Cavanaugh, CFP®, MS, as senior wealth planner for Minnesota. LaChance will be based at the IDS Center in Minneapolis and report to Jayne Hladio, executive vice president and president of Associated Bank Private Wealth.The additions reflect Associated Bank's continued investment in Minneapolis as a key growth market for its private wealth business, building on the bank's broader expansion strategy across the Twin Cities and strengthening its ability to serve high-net-worth individuals, families and business owners with personalized advice and integrated banking capabilities.In his role, LaChance will lead and coordinate local market efforts across Private Wealth to drive growth, deepen client relationships and enhance retention. He will work closely with wealth directors and partners across the bank to strengthen collaboration and deliver a seamless "One Associated" client experience, while helping expand the team's presence in Minnesota and supporting the integration of American National Bank clients."Minneapolis is an important growth market for our private wealth business, and we continue to invest in experienced talent who can deepen relationships and deliver the personalized guidance our clients expect," said Hladio. "Ken's leadership experience, market knowledge and collaborative approach will help accelerate our momentum in the Twin Cities while strengthening connectivity across our organization."LaChance brings more than 30 years of financial services leadership experience spanning wealth management, commercial banking, growth strategy and team development. Most recently, he served as branch complex manager and executive director with Wells Fargo Advisors, where he led multi-office teams and drove business growth while maintaining strong operational and regulatory discipline. Earlier in his career, he held senior commercial banking leadership roles serving middle-market and corporate clients throughout Minnesota.He earned a bachelor's degree from the University of Minnesota Duluth and holds FINRA Series 7, 9/10, 63 and 65 licenses.Associated Bank also announced the addition of Cavanaugh as senior wealth planner for Minnesota. She will report to Michelle Slawny, senior vice president and wealth planning director, and will also be based at the IDS Center.Cavanaugh brings more than 30 years of experience serving clients in the Twin Cities and California. Most recently, she served as region development manager at U.S. Bank, where she coached wealth teams and helped enhance client experience consistency through planning strategies, advisor development and relationship deepening initiatives. She also previously led advisory consulting efforts for MoneyGuidePro platform transitions and served as president of Cavanaugh Financial Group, advising clients on comprehensive financial planning strategies.She earned a bachelor's degree from the University of St. Thomas and a master's degree in personal financial planning from The College for Financial Planning. She also holds FINRA Series 7, 24, 53 and 63 licenses.These additions further strengthen Associated Bank's private wealth capabilities in Minnesota and complement the bank's recent appointment of Lisa Buetow to lead Major Metro Market Private Banking, reinforcing Associated's long-term commitment to growing its presence and serving clients across the Twin Cities market.ABOUT ASSOCIATED BANC-CORP
Associated Banc-Corp (NYSE: ASB) has total assets of approximately $50 billion and is the largest bank holding company based in Wisconsin. Headquartered in Green Bay, Wisconsin, Associated is a leading Midwest banking franchise, offering a full range of financial products and services from over 200 banking locations throughout Wisconsin, Illinois, Iowa, Minnesota, Missouri and Nebraska. The Company also operates loan production offices in Indiana, Kansas, Michigan, New York, Ohio and Texas. Associated Bank, N.A. is an Equal Housing Lender, Equal Opportunity Lender and Member FDIC. More information about Associated Banc-Corp is available at www.associatedbank.com.Media Contact:
Andrea Kozek
VP/Senior Manager, PR
920-491-7518 View original content to download multimedia:https://www.prnewswire.com/news-releases/associated-bank-private-wealth-expands-leadership-team-in-minneapolis-market-302779124.htmlSOURCE Associated Banc-Corp Original: Associated Bank Private Wealth Expands Leadership Team in Minneapolis Market

Associated Bank Expands Commercial Banking Presence in DallasMay 19, 2026 10:28 AM
PR Newswire (US) Brandon White joins bank as senior vice president, Dallas market leader; move builds on proven Kansas City model as bank extends national commercial reachDALLAS, May 19, 2026 /PRNewswire/ -- Associated Banc-Corp (NYSE: ASB) ("Associated" or "Company") today announced it is significantly growing its commercial banking capabilities and expanding into the Dallas market, adding a dedicated Corporate and Commercial Banking team to complement its established Commercial Real Estate (CRE) business in the market. The expansion includes new leadership, additional relationship manager hiring and the buildout of enhanced deposit and treasury management solutions for commercial clients in Texas. The move follows the success of Associated's Kansas City, Missouri, commercial team, which launched in March 2025 as the bank's first market entered without a traditional branch network. Within its first year, the Kansas City team doubled in size from three to six bankers and exceeded growth expectations, validating the bank's approach of pairing experienced local talent with the full resources of a $50 billion institution. Dallas represents the next step in that proven playbook as a key growth market.Brandon White, senior vice president, Dallas market leader, Corporate and Commercial Banking, has been hired to lead the initiative. In his role, White will oversee the buildout of a dedicated Commercial team, with relationship manager (RM) hiring underway. The bank expects to add approximately four positions across its Texas offices in 2026."Dallas represents a significant opportunity for Associated Bank as we continue to expand our commercial banking footprint in high-growth markets beyond the Midwest," said Phillip Trier, executive vice president, head of Corporate & Commercial Banking. "Bringing on Brandon to lead our Commercial efforts allows us to build on the success of Associated's CRE momentum and deliver a more comprehensive suite of solutions to our clients."Prior to joining Associated, White was with Comerica Bank for more than 16 years, most recently leading a team of RMs focused on developing opportunities with corporate banking clients and sport franchises. He will report into Matt Flynn, senior vice president, business segment and region leader. Based in Kansas City, Mo., Flynn oversees Associated's expansion into Kansas City, Mo., Kansas, Oklahoma and Texas as well as leads Associated Bank's national Short Line Rail Industry vertical.To support this growth and new team, Associated is doubling the size of its Preston Center office at 5950 Sherry Lane in Dallas to nearly 6,000 square feet, with construction underway and expected to be complete in August 2026.Associated's Dallas office was established in 2015 to serve CRE clients, and expanded services into Houston in 2022. Associated's Texas offices serve clients across Dallas, Houston, Austin and San Antonio."This is an exciting opportunity to establish and grow Associated Bank's commercial banking presence in Dallas and across Texas," said White. "Dallas is a dynamic, high-growth market, and we are committed to building a strong, local team that understands the needs of businesses here. By combining relationship-driven banking with the full breadth of our capabilities, we look forward to delivering tailored financial solutions that help our clients succeed."The expansion enables Associated to offer enhanced deposit and treasury management solutions to commercial clients in Texas, building on the bank's 2024 launch of its Specialty Deposit and Payment Solutions national vertical. Combined with the September 2025 addition of Eric Lien as director of Treasury Management, Associated's Dallas team will be positioned to deliver a comprehensive suite of lending, deposit, payment and treasury solutions alongside its established CRE lending platform.Dallas is adding approximately 100,000 new jobs per year, outpacing most major U.S. markets. Combined with Kansas City's position as a central U.S. business hub, the two markets give Associated a commercial presence that spans from the Midwest through the Southern and Central corridors of the country.The Dallas and Kansas City expansions follow a period of substantial commercial growth for Associated. Since 2020, Associated has grown its Commercial loan portfolio significantly, with 2025 representing a record year for its Commercial business. In recent years, the bank has added top talent in key leadership roles, expanded capabilities through several new industry verticals, and increased the number of RMs in key growth markets including the Twin Cities and Kansas City.White has a bachelor's degree from Texas Tech University – Rawls College of Business and an MBA from Texas Christian University. He resides in Dallas.ABOUT ASSOCIATED BANC-CORP
Associated Banc-Corp (NYSE: ASB) has total assets of approximately $50 billion and is the largest bank holding company based in Wisconsin. Headquartered in Green Bay, Wisconsin, Associated is a leading Midwest banking franchise, offering a full range of financial products and services from over 200 banking locations throughout Wisconsin, Illinois, Iowa, Minnesota, Missouri and Nebraska. The Company also operates loan production offices in Indiana, Kansas, Michigan, New York, Ohio and Texas. Associated Bank, N.A. is an Equal Housing Lender, Equal Opportunity Lender and Member FDIC. More information about Associated Banc-Corp is available at www.associatedbank.com.Media Contact:
Andrea Kozek
VP/Senior Manager, PR
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Associated Banc-Corp to Attend Four Second Quarter Investor EventsApril 30, 2026 4:15 PM
PR Newswire (US)

GREEN BAY, Wis., April 30, 2026 /PRNewswire/ -- Associated Banc-Corp (NYSE: ASB) announced today that Management expects to meet with investors during the following events in the second quarter of 2026:







2026 RBC Capital Markets US Banks Fixed Income Investor Symposium (virtual) on May 7, 20262026 Wells Fargo Financial Services Conference in Chicago, IL on May 13-14, 20262026 Truist Securities Financial Services Conference in New York, NY on May 19-20, 2026Raymond James 2026 Chicago Bank Symposium in Chicago, IL on May 28, 2026Additional information for investors can be accessed via Associated Banc-Corp's Investor Relations website at http://investor.associatedbank.com.ABOUT ASSOCIATED BANC-CORP
Associated Banc-Corp (NYSE: ASB) has total assets of approximately $50 billion and is the largest bank holding company based in Wisconsin. Headquartered in Green Bay, Wisconsin, Associated is a leading Midwest banking franchise, offering a full range of financial products and services from over 200 banking locations throughout Wisconsin, Illinois, Iowa, Minnesota, Missouri and Nebraska. The Company also operates loan production offices in Indiana, Kansas, Michigan, New York, Ohio and Texas. Associated Bank, N.A. is an Equal Housing Lender, Equal Opportunity Lender and Member FDIC. More information about Associated Banc-Corp is available at www.associatedbank.com.FORWARD-LOOKING STATEMENTS
Statements made in this presentation which are not purely historical are forward-looking statements, as defined in the Private Securities Litigation Reform Act of 1995. This includes any statements regarding management's plans, objectives, or goals for future operations, products or services, and forecasts of its revenues, earnings, or other measures of performance. Such forward-looking statements may be identified by the use of words such as "believe," "expect," "anticipate," "plan," "estimate," "should," "intend," "target," "outlook," "project," "guidance," "forecast," or similar expressions. Forward-looking statements are based on current management expectations and, by their nature, are subject to risks and uncertainties. Actual results may differ materially from those contained in the forward-looking statements. Factors which may cause actual results to differ materially from those contained in such forward-looking statements include those identified in the Company's most recent Form 10-K and subsequent Form 10-Qs and other SEC filings, and such factors are incorporated herein by reference.Investor Contact: Ben McCarville
Senior Vice President | Director of Investor Relations
920-491-7059Media Contact: Andrea Kozek
Vice President | Public Relations Senior Manager
920-491-7518



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Original: Associated Banc-Corp to Attend Four Second Quarter Investor Events

Associated Announces Annual Meeting Results; Dividends; Stock Repurchase Program; and New Technology CommitteeApril 28, 2026 4:15 PM
PR Newswire (US)

GREEN BAY, Wis., April 28, 2026 /PRNewswire/ -- Associated Banc-Corp (NYSE: ASB) ("Associated") today announced the results of the actions taken at its 2026 Annual Meeting of Shareholders.







Annual Meeting ResultsThe following directors were elected:John (Jay) B. Williams, chairman, Associated Banc-Corp, and chairman, Church Mutual Insurance CompanyOwen J. Sullivan, vice chairman, Associated Banc-Corp, and former president and chief operating officer of the former NCR CorporationAndrew J. Harmening, president and chief executive officer, Associated Banc-CorpJudith P. Greffin, former chief investment officer, Allstate CorporationMichael J. Haddad, chair of the board of directors, Schreiber Foods, Inc.Rodney Jones-Tyson, global chief human resources officer, Baird Financial GroupEileen A. Kamerick, adjunct professor of law and consultantWende L. Kotouc, former executive co-chairperson and chief executive officer of American National Bank and executive vice president of American NationalKristen M. Ludgate, former strategic advisor and former Chief People Officer at HP Inc.Cory L. Nettles, founder and managing director, Generation Growth Capital, Inc.Karen T. van Lith, founder and CEO of APEL Worldwide, LLCShareholders also (1) approved named executive officer compensation, and (2) ratified the selection of KPMG LLP as Associated's independent accounting firm for 2026.The Board of Directors recognized R. Jay Gerken, Robert A. Jeffe, and Gale E. Klappa as they retired from the Board. "We are deeply grateful to Jay Gerken, Bob Jeffe and Gale Klappa for their many years of service and leadership," said John (Jay) B. Williams, Chairman of the Board. "In recognition of their contributions, the Company has made a $25,000 charitable donation in each director's honor to the charity of their choice. We thank them for their dedication and wish them the very best."Dividends DeclaredThe Associated Board of Directors declared a regular quarterly cash dividend of $0.24 per common share, payable on June 15, 2026, to shareholders of record at the close of business on June 1, 2026.The Board of Directors also declared a regular quarterly cash dividend of $0.3671875 per depositary share on Associated's 5.875% Series E Perpetual Preferred Stock, payable on June 15, 2026, to shareholders of record at the close of business on June 1, 2026.The Board of Directors also declared a regular quarterly cash dividend of $0.3515625 per depositary share on Associated's 5.625% Series F Perpetual Preferred Stock, payable on June 15, 2026, to shareholders of record at the close of business on June 1, 2026.Stock Repurchase ProgramIn addition, the Board authorized the repurchase of up to $100 million of Associated's common stock. This repurchase authorization is in addition to the authority remaining under the previous program. With this repurchase authorization, the total authorization to repurchase common stock is $214 million as of April 28, 2026. Repurchases under such programs are subject to regulatory limitations and may occur from time to time in open market purchases, block transactions, accelerated share repurchase programs or similar facilities.Technology Committee EstablishedThe Board of Directors also established a Technology Committee of the Board. The Technology Committee will oversee Associated's data management, information technology, information security, vendor management, and measures taken by Associated to assess and mitigate risks in such areas.ABOUT ASSOCIATED BANC-CORPAssociated Banc-Corp (NYSE: ASB) has total assets of approximately $50 billion and is the largest bank holding company based in Wisconsin. Headquartered in Green Bay, Wisconsin, Associated is a leading Midwest banking franchise, offering a full range of financial products and services from over 200 banking locations throughout Wisconsin, Illinois, Iowa, Minnesota, Missouri and Nebraska. The Company also operates loan production offices in Indiana, Kansas, Michigan, New York, Ohio and Texas. Associated Bank, N.A. is an Equal Housing Lender, Equal Opportunity Lender and Member FDIC. More information about Associated Banc-Corp is available at www.associatedbank.com.FORWARD-LOOKING STATEMENTSStatements made in this presentation which are not purely historical are forward-looking statements, as defined in the Private Securities Litigation Reform Act of 1995. This includes any statements regarding management's plans, objectives, or goals for future operations, products or services, and forecasts of its revenues, earnings, or other measures of performance. Such forward-looking statements may be identified by the use of words such as "believe," "expect," "anticipate," "plan," "estimate," "should," "intend," "target," "outlook," "project," "guidance," "forecast," or similar expressions. Forward-looking statements are based on current management expectations and, by their nature, are subject to risks and uncertainties. Actual results may differ materially from those contained in the forward-looking statements. Factors which may cause actual results to differ materially from those contained in such forward-looking statements include the ability to complete the proposed transaction involving Associated Banc-Corp ("Associated") and American National Bank ("American National") and to integrate the two businesses successfully and in a timely manner, if at all; the possibility that the anticipated benefits of the transaction are not realized when expected or at all; and such other risk factors as identified in the Company's most recent Form 10-K and subsequent Form 10-Qs and other SEC filings, and such factors are incorporated herein by reference.Investor Contact:
Ben McCarville, Senior Vice President, Director of Investor Relations
920-491-7059Media Contact:
Andrea Kozek, Vice President, Public Relations Senior Manager
920-491-7518



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Original: Associated Announces Annual Meeting Results; Dividends; Stock Repurchase Program; and New Technology Committee

Associated Banc-Corp Reports First Quarter 2026 Net Income Available to Common Equity of $117 Million, or $0.70 per Common ShareApril 23, 2026 4:15 PM
PR Newswire (US)

GREEN BAY, Wis., April 23, 2026 /PRNewswire/ -- Associated Banc-Corp (NYSE: ASB) ("Associated" or "Company") today reported net income available to common equity ("earnings") of $117 million, or $0.70 per common share, for the quarter ended March 31, 2026. These amounts compare to earnings of $134 million, or $0.80 per common share, for the quarter ended December 31, 2025 and earnings of $99 million, or $0.59 per common share, for the quarter ended March 31, 2025.







"After posting the strongest bottom line in company history in 2025, we maintained our growth momentum in the first quarter of 2026, with over $500 million in C&I loan growth, strong customer household growth, and steady credit performance," said President & CEO Andy Harmening. "We've also taken proactive steps to accelerate our growth trajectory in major metro markets by announcing several key hires, expanding our commercial presence, and closing on our acquisition of American National Corporation.""As we look to the remainder of 2026, we're well-positioned to navigate the current environment thanks to the resilience and stability of our Midwestern markets, our enhanced profitability profile, a solid capital position, and our ability to attract and deepen relationships. We look forward to providing additional updates on Associated's growth journey along the way."First Quarter 2026 HighlightsDiluted earnings per common share of $0.70Total period end loans of $31.8 billion (+2% vs. 4Q 2025; +5% vs. 1Q 2025)Total period end commercial & industrial loans of $12.3 billion (+5% vs. 4Q 2025; +13% vs. 1Q 2025)Total period end deposits of $35.7 billion (+1% vs. 4Q 2025; +2% vs. 1Q 2025)Total period end core customer deposits1 of $30.4 billion (+3% vs. 4Q 2025; +4% vs. 1Q 2025)Net interest income of $307 million ((1)% vs. 4Q 2025; +7% vs. 1Q 2025)Net interest margin of 3.03%Noninterest income of $76 millionNoninterest expense of $219 millionProvision for credit losses of $11 millionAllowance for credit losses on loans / total loans of 1.34%Net charge offs / average loans (annualized) of 0.07%Book value / share of $29.04Tangible book value / share1 of $22.231 This is a non-GAAP financial measure. See financial tables for a reconciliation of non-GAAP financial measures to GAAP financial measures.LoansFirst quarter 2026 average total loans of $31.3 billion increased 1%, or $286 million, from the prior quarter and increased 4%, or $1.2 billion, from the same period last year. With respect to first quarter 2026 average balances by loan category:Commercial and business lending increased $222 million from the prior quarter and increased $1.2 billion from the same period last year to $13.0 billion. Commercial real estate lending increased $67 million from the prior quarter and increased $19 million from the same period last year to $7.3 billion. Consumer lending decreased $2 million from the prior quarter and decreased $91 million from the same period last year to $11.0 billion. First quarter 2026 period end total loans of $31.8 billion increased 2%, or $635 million, from the prior quarter and increased 5%, or $1.5 billion, from the same period last year. With respect to first quarter 2026 period end balances by loan category:Commercial and business lending increased $547 million from the prior quarter and increased $1.5 billion from the same period last year to $13.5 billion.Commercial real estate lending increased $143 million from the prior quarter and decreased $22 million the same period last year to $7.4 billion.Consumer lending decreased $56 million from the prior quarter and increased $37 million from the same period last year to $10.9 billion.After including the impact of the acquisition of American National Corporation, we now expect 2026 period end loan growth of 17% to 19% as compared to Associated's standalone results for the year ended December 31, 2025.DepositsFirst quarter 2026 average deposits of $35.2 billion decreased 1%, or $468 million, from the prior quarter and increased 1%, or $327 million, from the same period last year. With respect to first quarter 2026 average balances by deposit category:Noninterest-bearing demand deposits decreased $65 million from the prior quarter and increased $359 million from the same period last year to $6.0 billion.Savings increased $96 million from the prior quarter and increased $370 million from the same period last year to $5.5 billion.Interest-bearing demand deposits decreased $168 million from the prior quarter and decreased $145 million from the same period last year to $7.9 billion.Money market deposits increased $171 million from the prior quarter and decreased $18 million from the same period last year to $6.1 billion.Brokered CDs decreased $470 million from the prior quarter and decreased $787 million from the same period last year to $3.5 billion.Other time deposits increased $141 million from the prior quarter and increased $478 million from the same period last year to $4.2 billion.Network transaction deposits decreased $173 million from the prior quarter and increased $70 million from the same period last year to $1.9 billion.Core customer deposits1 increased $174 million from the prior quarter and increased $1.0 billion from the same period last year to $29.7 billion.First quarter 2026 period end deposits of $35.7 billion increased 1%, or $179 million, from the prior quarter and increased 2%, or $535 million, from the same period last year. With respect to first quarter 2026 period end balances by deposit category:Noninterest-bearing demand deposits decreased $2 million from the prior quarter and decreased $11 million from the same period last year to $6.1 billion.Savings increased $189 million from the prior quarter and increased $413 million from the same period last year to $5.7 billion.Interest-bearing demand deposits increased $141 million from the prior quarter and increased $94 million from the same period last year to $8.0 billion.Money market deposits increased $49 million from the prior quarter and increased $47 million from the same period last year to $6.2 billion.Brokered CDs decreased $232 million from the prior quarter and decreased $635 million from the same period last year to $3.6 billion.Other time deposits increased $443 million from the prior quarter and increased $763 million from the same period last year to $4.5 billion.Network transaction deposits decreased $408 million from the prior quarter and decreased $136 million from the same period last year to $1.7 billion.Core customer deposits1 increased $820 million from the prior quarter and increased $1.3 billion from the same period last year to $30.4 billion.After including the impact of the acquisition of American National Corporation, we now expect 2026 period end total deposit growth of 17% to 19% and period end core customer deposit growth of 19% to 21% as compared to Associated's standalone results for the year ended December 31, 2025.1 This is a non-GAAP financial measure. See financial tables for a reconciliation of non-GAAP financial measures to GAAP financial measures.Net Interest Income and Net Interest MarginFirst quarter 2026 net interest income of $307 million decreased $3 million from the prior quarter and increased $21 million from the same period last year. The net interest margin of 3.03% was a 3 basis point decrease from the prior quarter and a 6 basis point increase from the same period last year.The average yield on total loans for the first quarter of 2026 decreased 19 basis points from the prior quarter and decreased 30 basis points from the same period last year to 5.53%.The average cost of total interest-bearing liabilities for the first quarter of 2026 decreased 15 basis points from the prior quarter and decreased 39 basis points from the same period last year to 2.67%.The net free funds benefit for the first quarter of 2026 decreased 5 basis points from the prior quarter and decreased 8 basis points from the same period last year to 0.50%.We expect to share an updated 2026 net interest income outlook following the finalization of purchase accounting adjustments tied to the acquisition of American National Corporation.Noninterest Income First quarter 2026 total noninterest income of $76 million decreased $4 million from the prior quarter and increased $17 million from the same period last year. With respect to first quarter 2026 noninterest income line items:Capital markets, net decreased $5 million from the prior quarter and increased $2 million from the same period last year.Wealth management fees decreased $1 million from the prior quarter and increased $3 million from the same period last year.Mortgage banking, net increased $3 million from the prior quarter and increased $2 million from the same period last year.Card-based fees decreased $1 million from the prior quarter and increased $1 million from the same period last year.After including the impact from the acquisition of American National Corporation, we now expect total noninterest income growth of 8% to 10% in 2026 as compared to Associated's standalone results for the year ended December 31, 2025.Noninterest ExpenseFirst quarter 2026 total noninterest expense of $219 million decreased slightly from the prior quarter and increased $9 million from the same period last year. With respect to first quarter 2026 noninterest expense line items:Personnel expense increased slightly from the prior quarter and increased $11 million from the same period last year.Technology expense increased $1 million from the prior quarter and increased $3 million from the same period last year.Business development and advertising expense decreased $1 million from the prior quarter and increased $1 million from the same period last year.We expect to share an updated 2026 noninterest expense outlook following the finalization of purchase accounting adjustments tied to the acquisition of American National Corporation.TaxesFirst quarter 2026 tax expense was $33 million, compared to $26 million of tax expense in the prior quarter and $19 million of tax expense in the same period last year. The effective tax rate for the first quarter of 2026 was 21.75%, compared to 15.82% in the prior quarter and 16.03% in the same period last year.We continue to expect the annual effective tax rate to be between 19% and 21% in 2026.CreditFirst quarter 2026 provision for credit losses on loans was $11 million, compared to a provision of $7 million in the prior quarter and a provision of $13 million in the same period last year. With respect to first quarter 2026 credit quality:Nonaccrual loans of $111 million increased $10 million from the prior quarter and decreased $24 million from the same period last year. The nonaccrual loans to total loans ratio was 0.35% in the first quarter, up from 0.32% in the prior quarter and down from 0.44% in the same period last year.First quarter 2026 net charge offs of $5 million increased compared to net charge offs of $2 million in the prior quarter and decreased compared to net charge offs of $9 million in the same period last year.The allowance for credit losses on loans (ACLL) of $425 million increased $6 million compared to the prior quarter and increased $18 million compared to the same period last year. The ACLL to total loans ratio was 1.34% in the first quarter, down from 1.35% in the prior quarter and flat compared to 1.34% in the same period last year.In 2026, we continue to expect to adjust provision to reflect changes to risk grades, economic conditions, loan volumes, and other indications of credit quality.CapitalThe Company's capital position remains strong, with a CET1 capital ratio of 10.47% at March 31, 2026. The Company's capital ratios continue to be in excess of the Basel III "well-capitalized" regulatory benchmarks on a fully phased in basis.FIRST QUARTER 2026 EARNINGS RELEASE CONFERENCE CALLThe Company will host a conference call for investors and analysts at 4:00 p.m. Central Time (CT) today, April 23, 2026. Interested parties can access the live webcast of the call through the Investor Relations section of the Company's website, http://investor.associatedbank.com. Parties may also dial into the call at 877-407-8037 (domestic) or 201-689-8037 (international) and request the Associated Banc-Corp first quarter 2026 earnings call. The first quarter 2026 financial tables with an accompanying slide presentation will be available on the Company's website just prior to the call. An audio archive of the webcast will be available on the Company's website approximately fifteen minutes after the call is over.ABOUT ASSOCIATED BANC-CORPAssociated Banc-Corp (NYSE: ASB) has total assets of approximately $50 billion and is the largest bank holding company based in Wisconsin. Headquartered in Green Bay, Wisconsin, Associated is a leading Midwest banking franchise, offering a full range of financial products and services from over 200 banking locations throughout Wisconsin, Illinois, Iowa, Minnesota, Missouri and Nebraska. The Company also operates loan production offices in Indiana, Kansas, Michigan, New York, Ohio and Texas. Associated Bank, N.A. is an Equal Housing Lender, Equal Opportunity Lender and Member FDIC. More information about Associated Banc-Corp is available at www.associatedbank.com.FORWARD-LOOKING STATEMENTSStatements made in this presentation which are not purely historical are forward-looking statements, as defined in the Private Securities Litigation Reform Act of 1995. This includes any statements regarding management's plans, objectives, or goals for future operations, products or services, and forecasts of its revenues, earnings, or other measures of performance. Such forward-looking statements may be identified by the use of words such as "believe," "expect," "anticipate," "plan," "estimate," "should," "intend," "target," "outlook," "project," "guidance," "forecast," or similar expressions. Forward-looking statements are based on current management expectations and, by their nature, are subject to risks and uncertainties. Actual results may differ materially from those contained in the forward-looking statements. Factors which may cause actual results to differ materially from those contained in such forward-looking statements include those identified in the Company's most recent Form 10-K and subsequent Form 10-Qs and other SEC filings, and such factors are incorporated herein by reference.NON-GAAP FINANCIAL MEASURESThis press release and related materials may contain references to measures which are not defined in generally accepted accounting principles ("GAAP"). Information concerning these non-GAAP financial measures can be found in the financial tables. Management believes these measures are meaningful because they reflect adjustments commonly made by management, investors, regulators, and analysts to evaluate the adequacy of earnings per common share, provide a greater understanding of ongoing operations and enhance comparability of results with prior periods.Associated Banc-CorpConsolidated Balance Sheets (Unaudited)






(Dollars in thousands)March 31,
2026December 31,
2025Sequential
Quarter
ChangeSeptember 30,
2025June 30,
2025March 31,
2025Comparable
Quarter
ChangeAssets






Cash and due from banks$       465,318$       574,698$  (109,380)$       490,431$      521,167$      521,323$     (56,005)Interest-bearing deposits in other financial
institutions920,6841,144,123(223,439)802,251738,938711,033209,651Federal funds sold and securities purchased under
agreements to resell1751,400(1,225)90—10570Available for sale (AFS) investment securities, at fair
value5,514,4565,397,563116,8935,217,2785,036,5084,796,570717,886Held to maturity (HTM) investment securities, net, at
amortized cost3,570,8433,602,519(31,676)3,636,0803,672,1013,705,793(134,950)Equity securities26,10926,0604926,00025,91223,3312,778Regulatory stocks, at cost290,189252,51437,675251,642278,356194,24495,945Residential loans held for sale87,46172,49914,96274,56396,80447,61139,850Commercial loans held for sale————8,4067,910(7,910)Loans31,798,16431,163,614634,55030,951,96430,607,60530,294,1271,504,037Allowance for loan losses(385,756)(378,068)(7,688)(378,341)(376,515)(371,348)(14,408)Loans, net31,412,40830,785,546626,86230,573,62330,231,09129,922,7801,489,628Tax credit and other investments230,954236,657(5,703)245,239247,111254,187(23,233)Premises and equipment, net376,760381,624(4,864)384,139377,372377,521(761)Bank and corporate owned life insurance694,765694,452313693,511691,470690,5514,214Goodwill1,104,9921,104,992—1,104,9921,104,9921,104,992—Other intangible assets, net20,64722,849(2,202)25,05227,25529,457(8,810)Mortgage servicing rights, net87,59986,3371,26285,06385,24586,2511,348Interest receivable161,021161,118(97)168,451168,627159,7291,292Other assets629,359657,645(28,286)677,458682,373675,748(46,389)Total assets$  45,593,740$  45,202,596$   391,144$  44,455,863$ 43,993,729$ 43,309,136$ 2,284,604Liabilities and stockholders' equity






Noninterest-bearing demand deposits$    6,125,067$    6,126,632$     (1,565)$    5,906,251$   5,782,487$   6,135,946$     (10,879)Interest-bearing deposits29,606,69829,425,976180,72228,975,60228,365,07929,060,767545,931Total deposits35,731,76535,552,608179,15734,881,85334,147,56535,196,713535,052Federal funds purchased and securities sold under
agreements to repurchase395,652307,86487,788399,66575,585311,33584,317FHLB advances3,421,7623,268,094153,6683,220,6793,879,4892,027,2971,394,465Senior and subordinated debt592,629594,276(1,647)594,074593,530591,3821,247Allowance for unfunded commitments39,27641,276(2,000)36,27635,27635,2764,000Accrued expenses and other liabilities414,784463,131(48,347)455,019481,503460,574(45,790)Total liabilities40,595,86840,227,249368,61939,587,56539,212,94838,622,5781,973,290Stockholders' equity






Preferred equity194,112194,112—194,112194,112194,112—Common equity4,803,7604,781,23522,5254,674,1864,586,6694,492,446311,314Total stockholders' equity4,997,8724,975,34722,5254,868,2984,780,7814,686,558311,314Total liabilities and stockholders' equity$  45,593,740$  45,202,596$   391,144$  44,455,863$ 43,993,729$ 43,309,136$ 2,284,604Numbers may not recalculate due to rounding conventions.Associated Banc-CorpConsolidated Statements of Income (Unaudited)Comparable Quarter(Dollars and shares in thousands, except per share data)1Q261Q25Dollar
ChangePercentage
ChangeInterest income



Interest and fees on loans$   426,989$   433,299$  (6,310)(1) %Interest and dividends on investment securities



Taxable75,67669,7885,8888 %Tax-exempt13,73813,956(218)(2) %Other interest11,6419,2432,39826 %Total interest income528,044526,2851,759— %Interest expense



Interest on deposits175,273209,140(33,867)(16) %Interest on federal funds purchased and securities sold under agreements to repurchase3,7323,6221103 %Interest on FHLB advances31,57016,09015,48096 %Interest on senior and subordinated debt10,16311,085(922)(8) %Interest on other interest-bearing liabilities116408(292)(72) %Total interest expense220,854240,345(19,491)(8) %Net interest income307,190285,94121,2497 %Provision for credit losses11,00113,003(2,002)(15) %Net interest income after provision for credit losses296,189272,93823,2519 %Noninterest income



Wealth management fees25,21922,4982,72112 %Service charges and deposit account fees14,05412,8141,24010 %Card-based fees11,57910,4421,13711 %Other fee-based revenue4,8625,251(389)(7) %Capital markets, net6,5434,3452,19851 %Mortgage banking, net6,1113,8222,28960 %Loss on mortgage portfolio sale—(6,976)6,976(100) %Bank and corporate owned life insurance3,8165,204(1,388)(27) %Asset gains (losses), net840(878)1,718N/MInvestment securities (losses) gains, net(28)4(32)N/MOther2,8612,25161027 %Total noninterest income75,85758,77617,08129 %Noninterest expense



Personnel135,172123,89711,2759 %Technology29,73627,1392,59710 %Occupancy13,72515,381(1,656)(11) %Business development and advertising7,8276,3861,44123 %Equipment5,6104,5271,08324 %Legal and professional6,7216,08363810 %Loan and foreclosure costs1,7072,594(887)(34) %FDIC assessment8,83710,436(1,599)(15) %Other intangible amortization2,2032,203—— %Other7,62511,974(4,349)(36) %Total noninterest expense219,163210,6198,5444 %Income before income taxes152,883121,09531,78826 %Income tax expense33,24819,40913,83971 %Net income119,635101,68717,94818 %Preferred stock dividends2,8752,875—— %Net income available to common equity$   116,760$    98,812$  17,94818 %




Pre-tax pre-provision income (loss)(a)163,884134,09829,78622 %Earnings per common share



Basic$         0.70$        0.60$     0.1017 %Diluted$         0.70$        0.59$     0.1119 %Average common shares outstanding



Basic165,097165,228(131)— %Diluted166,561166,604(43)— %N/M = Not meaningfulNumbers may not recalculate due to rounding conventions.Prior periods have been adjusted to conform with current period presentation.(a)This is a non-GAAP financial measure.  See the non-GAAP financial measures reconciliation below for a reconciliation to GAAP financial measures.Associated Banc-Corp
Consolidated Statements of Income (Unaudited) - Quarterly Trend(Dollars and shares in thousands, except per share data)

Sequential Quarter


1Q264Q25Dollar
ChangePercentage
Change3Q252Q251Q25Interest income






Interest and fees on loans$ 426,989$ 445,687$ (18,698)(4) %$ 455,623$ 447,781$ 433,299Interest and dividends on investment securities






Taxable75,67673,5112,1653 %73,72771,17469,788Tax-exempt13,73813,851(113)(1) %13,88813,90213,956Other interest11,64111,2943473 %13,35312,6799,243Total interest income528,044544,343(16,299)(3) %556,591545,536526,285Interest expense






Interest on deposits175,273194,778(19,505)(10) %202,344197,656209,140Interest on federal funds purchased and securities sold under agreements
to repurchase3,7322,6821,05039 %2,1072,0043,622Interest on FHLB advances31,57026,3095,26120 %35,96534,88916,090Interest on senior and subordinated debt10,16310,483(320)(3) %10,74110,70011,085Interest on other interest-bearing liabilities11611065 %212287408Total interest expense220,854234,362(13,508)(6) %251,369245,536240,345Net interest income307,190309,981(2,791)(1) %305,222300,000285,941Provision for credit losses11,0016,9984,00357 %16,00017,99613,003Net interest income after provision for credit losses296,189302,983(6,794)(2) %289,223282,004272,938Noninterest income






Wealth management fees25,21925,742(523)(2) %25,31523,02522,498Service charges and deposit account fees14,05413,8272272 %13,86113,14712,814Card-based fees11,57912,679(1,100)(9) %12,30811,20010,442Other fee-based revenue4,8625,557(695)(13) %5,4144,9955,251Capital markets, net6,54311,175(4,632)(41) %10,7645,7654,345Mortgage banking, net6,1112,9263,185109 %3,5414,2133,822Loss on mortgage portfolio sale———— %——(6,976)Bank and corporate owned life insurance3,8163,80412— %4,0514,1355,204Asset gains (losses), net8408382— %3,340(1,735)(878)Investment securities (losses) gains, net(28)37(65)N/M174Other2,8612,799622 %2,6702,2262,251Total noninterest income75,85779,384(3,527)(4) %81,26566,97758,776Noninterest expense






Personnel135,172135,13042— %135,703126,994123,897Technology29,73628,6411,0954 %28,59026,50827,139Occupancy13,72514,229(504)(4) %12,75712,64415,381Business development and advertising7,8279,118(1,291)(14) %8,3627,7486,386Equipment5,6106,888(1,278)(19) %4,3684,4944,527Legal and professional6,7215,94577613 %5,2326,6746,083Loan and foreclosure costs1,7071,32738029 %1,6382,7052,594FDIC assessment8,8376,5892,24834 %9,9809,70810,436Other intangible amortization2,2032,203—— %2,2032,2032,203Other7,6259,396(1,771)(19) %7,3699,67411,974Total noninterest expense219,163219,466(303)— %216,202209,352210,619Income before income taxes152,883162,901(10,018)(6) %154,286139,629121,095Income tax expense33,24825,7727,47629 %29,55428,39919,409Net income119,635137,129(17,494)(13) %124,732111,230101,687Preferred stock dividends2,8752,875—— %2,8752,8752,875Net income available to common equity$ 116,760$ 134,254$ (17,494)(13) %$ 121,857$ 108,355$   98,812







Pre-tax pre-provision income(a)163,884169,899(6,015)(4) %170,286157,625134,098Earnings per common share






Basic$       0.70$       0.81$     (0.11)(14) %$       0.73$       0.65$       0.60Diluted$       0.70$       0.80$     (0.10)(13) %$       0.73$       0.65$       0.59Average common shares outstanding






Basic165,097165,126(29)— %165,029164,936165,228Diluted166,561166,746(185)— %166,703166,343166,604N/M = Not meaningfulNumbers may not recalculate due to rounding conventions.Prior periods have been adjusted to conform with current period presentation.(a)This is a non-GAAP financial measure.  See the non-GAAP financial measures reconciliation below for a reconciliation to GAAP financial measures.Associated Banc-CorpNet Interest Income Analysis - Fully Tax-Equivalent Basis - Sequential and Comparable Quarter



Three Months Ended
March 31, 2026December 31, 2025(a)March 31, 2025(a)(Dollars in thousands)AverageBalanceInterestIncome /
ExpenseAverage
Yield /
RateAverageBalanceInterestIncome /
ExpenseAverage
Yield /
RateAverageBalanceInterestIncome /
ExpenseAverage
Yield /
RateAssets








Earning assets








Loans (b)(c)








Commercial and industrial$ 11,776,702$   172,5075.94 %$ 11,588,059$   182,1016.24 %$  10,583,318$  169,7856.50 %Commercial real estate—owner occupied1,190,70815,9685.44 %1,157,53116,3585.61 %1,141,16716,2005.76 %Commercial and business lending12,967,410188,4755.89 %12,745,590198,4596.18 %11,724,484185,9856.43 %Commercial real estate—investor5,277,28378,1546.01 %5,291,56284,1536.31 %5,415,41287,0896.52 %Real estate construction2,055,33834,0436.72 %1,974,31834,8707.01 %1,898,58233,9457.25 %Commercial real estate lending7,332,621112,1976.21 %7,265,880119,0236.50 %7,313,994121,0346.71 %Total commercial20,300,031300,6726.01 %20,011,470317,4826.30 %19,038,479307,0206.54 %Residential mortgage 6,831,98464,6403.78 %6,899,77864,7793.76 %7,256,32066,8233.68 %Auto finance3,125,50441,9695.45 %3,064,45742,9155.56 %2,844,73039,1765.59 %Home equity709,86511,6926.60 %706,92312,5707.11 %657,62512,0527.34 %Other consumer314,1188,50410.98 %312,7308,45410.72 %313,8288,77311.34 %Total consumer10,981,471126,8054.65 %10,983,888128,7184.67 %11,072,503126,8244.61 %Total loans31,281,502427,4775.53 %30,995,358446,2005.72 %30,110,982433,8445.83 %Investments








Taxable securities7,071,75175,6764.28 %6,912,25173,5114.25 %6,398,58469,7884.36 %Tax-exempt securities(b)1,978,50117,3893.52 %1,990,38917,5343.52 %2,016,14417,6663.50 %Other short-term investments1,016,79511,6414.64 %972,88411,2944.61 %757,2279,2434.95 %Total investments10,067,047104,7064.17 %9,875,524102,3394.14 %9,171,95596,6964.22 %Total earning assets and related
interest income41,348,549$   532,1835.20 %40,870,882$   548,5395.34 %39,282,937$  530,5405.45 %Other assets, net3,670,399

3,531,889

3,347,690

Total assets$ 45,018,948

$ 44,402,771

$  42,630,627

Liabilities and stockholders' equity








Interest-bearing liabilities








Interest-bearing deposits








Savings$   5,532,848$     17,6901.30 %$   5,436,968$     18,8231.37 %$    5,162,468$    17,9291.41 %Interest-bearing demand7,886,44234,2361.76 %8,054,08840,3091.99 %8,031,70745,4302.29 %Money market6,061,44234,2392.29 %5,890,83635,3532.38 %6,079,55139,5602.64 %Network transaction deposits1,917,85417,5023.70 %2,090,58720,8823.96 %1,847,97220,0674.40 %Brokered CDs3,528,29434,8114.00 %3,998,01242,0564.17 %4,315,31149,2924.63 %Other time deposits4,234,78536,7953.52 %4,093,93937,3553.62 %3,756,33236,8623.98 %Total interest-bearing deposits29,161,665175,2732.44 %29,564,430194,7782.61 %29,193,341209,1402.91 %Federal funds purchased and securities
sold under agreements to repurchase425,1423,7323.56 %289,6792,6823.67 %375,9103,6223.91 %FHLB advances3,380,37931,5703.79 %2,504,46426,3094.17 %1,595,97216,0904.09 %Senior and subordinated debt594,40110,1636.84 %594,10410,4837.06 %627,37111,0857.07 %Other interest-bearing liabilities11,2121164.18 %13,2121103.29 %31,5994085.24 %Total funding4,411,13445,5814.18 %3,401,45939,5844.63 %2,630,85231,2054.79 %Total interest-bearing liabilities and
related interest expense33,572,799$    220,8542.67 %32,965,889$   234,3622.82 %31,824,193$  240,3453.06 %Noninterest-bearing demand deposits5,999,278

6,064,487

5,640,123

Other liabilities440,344

464,838

535,732

Stockholders' equity5,006,527

4,907,557

4,630,578

Total liabilities and stockholders'
equity$  45,018,948

$ 44,402,771

$  42,630,627

Interest rate spread

2.53 %

2.52 %

2.39 %Net free funds

0.50 %

0.55 %

0.58 %Fully tax-equivalent net interest income
and net interest margin
$   311,3293.03 %
$   314,1773.06 %
$  290,1952.97 %Fully tax-equivalent adjustment
(4,139)

(4,196)

(4,254)
Net interest income
$   307,190

$   309,981

$  285,941
Numbers may not recalculate due to rounding conventions.(a)Prior period has been adjusted to conform with current period presentation.(b)The yield on tax-exempt loans and securities is computed on a fully tax-equivalent basis using a tax rate of 21%.(c)Loans held for sale have been included in the average balances.Associated Banc-Corp         Loan and Deposit Composition






(Dollars in thousands)






Period end loan compositionMar 31, 2026Dec 31, 2025Seql Qtr %
ChangeSep 30, 2025Jun 30, 2025Mar 31, 2025Comp Qtr %
ChangeCommercial and industrial$  12,339,597$  11,799,7575 %$  11,567,651$  11,281,964$  10,925,76913 %Commercial real estate—owner occupied1,193,7781,186,3241 %1,149,9391,101,5011,118,3637 %Commercial and business lending13,533,37512,986,0814 %12,717,59012,383,46512,044,13212 %Commercial real estate—investor5,266,5845,246,030— %5,369,4415,370,4225,597,442(6) %Real estate construction2,117,4791,994,6426 %1,958,7661,950,2671,809,05417 %Commercial real estate lending7,384,0637,240,6722 %7,328,2077,320,6897,406,496— %Total commercial20,917,43820,226,7533 %20,045,79719,704,15419,450,6288 %Residential mortgage 6,727,7346,793,957(1) %6,858,2856,949,3876,999,654(4) %Auto finance3,136,3343,106,4981 %3,041,6442,969,4952,878,7659 %Home equity 706,075713,271(1) %698,112676,208654,1408 %Other consumer310,583323,135(4) %308,126308,361310,940— %Total consumer10,880,72610,936,861(1) %10,906,16710,903,45110,843,499— %Total loans$  31,798,164$  31,163,6142 %$  30,951,964$  30,607,605$  30,294,1275 %







Quarter average loan composition(a)Mar 31, 2026Dec 31, 2025Seql Qtr %
ChangeSep 30, 2025Jun 30, 2025Mar 31, 2025Comp Qtr %
ChangeCommercial and industrial$  11,776,702$  11,588,0592 %$  11,367,533$  10,981,221$  10,583,31811 %Commercial real estate—owner occupied1,190,7081,157,5313 %1,105,7871,114,0541,141,1674 %Commercial and business lending12,967,41012,745,5902 %12,473,31912,095,27411,724,48411 %Commercial real estate—investor5,277,2835,291,562— %5,300,7655,582,3335,415,412(3) %Real estate construction2,055,3381,974,3184 %1,991,5651,869,7081,898,5828 %Commercial real estate lending7,332,6217,265,8801 %7,292,3307,452,0417,313,994— %Total commercial20,300,03120,011,4701 %19,765,64919,547,31619,038,4797 %Residential mortgage6,831,9846,899,778(1) %6,987,8587,034,6077,256,320(6) %Auto finance3,125,5043,064,4572 %3,000,9782,933,1612,844,73010 %Home equity709,865706,923— %690,330667,339657,6258 %Other consumer314,118312,730— %305,644309,578313,828— %Total consumer10,981,47110,983,888— %10,984,81110,944,68511,072,503(1) %Total loans$  31,281,502$  30,995,3581 %$  30,750,460$  30,492,001$  30,110,9824 %







Period end deposit and customer funding
composition(b)Mar 31, 2026Dec 31, 2025Seql Qtr %
ChangeSep 30, 2025Jun 30, 2025Mar 31, 2025Comp Qtr %
ChangeNoninterest-bearing demand$    6,125,067$    6,126,632— %$    5,906,251$    5,782,487$    6,135,946— %Savings5,660,6415,471,8703 %5,380,5745,291,6745,247,2918 %Interest-bearing demand7,964,6657,823,3622 %7,791,8617,490,7727,870,9651 %Money market6,188,0456,139,4381 %5,785,8715,915,8676,141,2751 %Network transaction deposits1,746,5182,154,995(19) %2,013,9641,792,3621,882,930(7) %Brokered CDs3,562,7523,795,133(6) %3,956,5174,072,0484,197,512(15) %Other time deposits4,484,0774,041,17811 %4,046,8153,802,3563,720,79321 %Total deposits35,731,76535,552,6081 %34,881,85334,147,56535,196,7132 %Other customer funding(c)42,37247,794(11) %64,57075,44085,950(51) %Total deposits and other customer funding$  35,774,137$  35,600,402— %$  34,946,423$  34,223,005$  35,282,6631 %Core customer deposits(d) and other customer funding$  30,464,867$  29,650,2743 %$  28,975,941$  28,358,595$  29,202,2214 %







Quarter average deposit compositionMar 31, 2026Dec 31, 2025Seql Qtr %
ChangeSep 30, 2025Jun 30, 2025Mar 31, 2025Comp Qtr %
ChangeNoninterest-bearing demand$    5,999,278$    6,064,487(1) %$    5,796,676$    5,648,935$    5,640,1236 %Savings5,532,8485,436,9682 %5,338,1295,222,8695,162,4687 %Interest-bearing demand7,886,4428,054,088(2) %7,898,7707,683,4028,031,707(2) %Money market6,061,4425,890,8363 %5,860,8025,988,9476,079,551— %Network transaction deposits1,917,8542,090,587(8) %1,933,6591,843,9981,847,9724 %Brokered CDs3,528,2943,998,012(12) %3,916,3294,089,8444,315,311(18) %Other time deposits4,234,7854,093,9393 %3,961,5223,725,2053,756,33213 %Total deposits35,160,94335,628,917(1) %34,705,88734,203,20134,833,4641 %Other customer funding(c)43,97345,973(4) %74,30580,01087,693(50) %Total deposits and other customer funding$  35,204,916$  35,674,890(1) %$  34,780,192$  34,283,211$  34,921,1571 %Core customer deposits(d) and other customer funding$  29,758,768$  29,586,2911 %$  28,930,204$  28,349,369$  28,757,8743 %Numbers may not recalculate due to rounding conventions.(a)Loans held for sale have been included in the average balances.(b)March 31, 2025 has been adjusted to conform with current period presentation.(c)Includes repurchase agreements.(d)This is a non-GAAP financial measure.  See the non-GAAP financial measures reconciliation below for a reconciliation to GAAP financial measures.Associated Banc-CorpSelected Asset Quality Information




(Dollars in thousands)Mar 31, 2026Dec 31, 2025Seql Qtr %
ChangeSep 30, 2025Jun 30, 2025Mar 31, 2025Comp Qtr %
ChangeAllowance for loan losses






Balance at beginning of period$   378,068$   378,341— %$   376,515$   371,348$   363,5454 %Provision for loan losses13,0002,000N/M15,00018,00016,500(21) %Charge offs(8,210)(7,636)8 %(15,254)(18,348)(13,714)(40) %Recoveries2,8985,363(46) %2,0815,5155,017(42) %Net charge offs(5,312)(2,273)134 %(13,173)(12,833)(8,698)(39) %Balance at end of period$   385,756$   378,0682 %$   378,341$   376,515$   371,3484 %Allowance for unfunded commitments






Balance at beginning of period$     41,276$     36,27614 %$     35,276$     35,276$     38,7766 %Provision for unfunded commitments(2,000)5,000N/M1,000—(3,500)(43) %Balance at end of period39,27641,276(5) %36,27635,27635,27611 %Allowance for credit losses on loans (ACLL)$   425,032$   419,3441 %$   414,618$   411,791$   406,6245 %Provision for credit losses on loans$     11,000$       7,00057 %$     16,000$     18,000$     13,000(15) %(Dollars in thousands)Mar 31, 2026Dec 31, 2025Seql Qtr %ChangeSep 30, 2025Jun 30, 2025Mar 31, 2025Comp Qtr %ChangeNet (charge offs) recoveries






Commercial and industrial$      (2,736)$       1,524N/M$      (1,230)$      (1,826)$      (4,726)(42) %Commercial real estate—owner occupied—(113)(100) %———N/MCommercial and business lending(2,736)1,411N/M(1,230)(1,826)(4,726)(42) %Commercial real estate—investor50094N/M(8,930)(8,493)(892)N/MReal estate construction22— %212130(93) %Commercial real estate lending50296N/M(8,928)(8,372)(863)N/MTotal commercial(2,234)1,507N/M(10,158)(10,198)(5,589)(60) %Residential mortgage 148(197)N/M(231)(302)197(25) %Auto finance(1,843)(2,010)(8) %(1,505)(689)(1,519)21 %Home equity 4392N/M5623728952 %Other consumer(1,822)(1,575)16 %(1,336)(1,881)(2,076)(12) %Total consumer(3,078)(3,780)(19) %(3,015)(2,636)(3,109)(1) %Total net charge offs$      (5,312)$      (2,273)134 %$    (13,173)$    (12,833)$      (8,698)(39) %(In basis points)Mar 31, 2026Dec 31, 2025
Sep 30, 2025Jun 30, 2025Mar 31, 2025
Net (charge offs) recoveries to average loans
(annualized)






Commercial and industrial(9)5
(4)(7)(18)
Commercial real estate—owner occupied—(4)
———
Commercial and business lending(9)4
(4)(6)(16)
Commercial real estate—investor41
(67)(61)(7)
Real estate construction——
—31
Commercial real estate lending31
(49)(45)(5)
Total commercial(4)3
(20)(21)(12)
Residential mortgage 1(1)
(1)(2)1
Auto finance(24)(26)
(20)(9)(22)
Home equity25—
31418
Other consumer(235)(200)
(173)(244)(268)
Total consumer(11)(14)
(11)(10)(11)
Total net charge offs(7)(3)
(17)(17)(12)
(Dollars in thousands)Mar 31, 2026Dec 31, 2025Seql Qtr %ChangeSep 30, 2025Jun 30, 2025Mar 31, 2025Comp Qtr %ChangeCredit quality






Nonaccrual loans$   110,581$   100,42810 %$   106,179$   112,999$   134,808(18) %Other real estate owned (OREO)32,53428,01616 %29,26834,28723,47539 %Repossessed assets8067576 %78988268817 %Total nonperforming assets$   143,921$   129,20111 %$   136,236$   148,169$   158,971(9) %Accruing loans past due 90 days or more(a)$       2,490$       2,814(12) %$       2,692$     14,160$       3,036(18) %Allowance for credit losses on loans to total loans1.34 %1.35 %
1.34 %1.35 %1.34 %
Allowance for credit losses on loans to nonaccrual
loans384.36 %417.56 %
390.49 %364.42 %301.63 %
Nonaccrual loans to total loans0.35 %0.32 %
0.34 %0.37 %0.44 %
Nonperforming assets to total loans plus OREO and
repossessed assets0.45 %0.41 %
0.44 %0.48 %0.52 %
Nonperforming assets to total assets0.32 %0.29 %
0.31 %0.34 %0.37 %
Associated Banc-Corp
Selected Asset Quality Information (continued)(Dollars in thousands)Mar 31, 2026Dec 31, 2025Seql Qtr %
ChangeSep 30, 2025Jun 30, 2025Mar 31, 2025Comp Qtr %
ChangeNonaccrual loans






Commercial and industrial$       19,606$         7,178173 %$       12,802$         6,945$       12,89852 %Commercial real estate—owner occupied34203(83) %203—1,501(98) %Commercial and business lending19,6407,381166 %13,0066,94514,39936 %Commercial real estate—investor8,0788,311(3) %7,33315,80531,689(75) %Real estate construction25144(83) %145146125(80) %Commercial real estate lending8,1038,455(4) %7,47815,95031,814(75) %Total commercial27,74315,83675 %20,48422,89546,213(40) %Residential mortgage 66,89068,492(2) %69,09373,81772,455(8) %Auto finance8,8888,2717 %8,2188,0047,69216 %Home equity6,9507,774(11) %8,2998,2018,275(16) %Other consumer11055100 %8582173(36) %Total consumer82,83884,592(2) %85,69690,10488,595(6) %Total nonaccrual loans$     110,581$     100,42810 %$     106,179$     112,999$     134,808(18) %(Dollars in thousands)Mar 31, 2026Dec 31, 2025Seql Qtr %
ChangeSep 30, 2025Jun 30, 2025Mar 31, 2025Comp Qtr %
ChangeAccruing loans 30-89 days past due






Commercial and industrial$       24,253$         2,683N/M$         1,071$         2,593$         7,740N/MCommercial real estate—owner occupied34534N/M—5,6281,156(70) %Commercial and business lending24,5982,717N/M1,0718,2218,896177 %Commercial real estate—investor33,48719,40573 %14,1901,0422,463N/MReal estate construction—117(100) %2190—N/MCommercial real estate lending33,48719,52272 %14,2111,1322,463N/MTotal commercial58,08522,239161 %15,2829,35311,360N/MResidential mortgage7,75513,135(41) %12,6848,74413,568(43) %Auto finance14,54916,445(12) %14,01313,14912,52216 %Home equity2,7423,779(27) %4,2654,3383,606(24) %Other consumer(a)2,1732,704(20) %2,7282,5782,381(9) %Total consumer27,21936,063(25) %33,68928,81032,076(15) %Total accruing loans 30-89 days past due$       85,304$       58,30246 %$       48,971$       38,163$       43,43596 %N/M = Not meaningfulNumbers may not recalculate due to rounding conventions.(a)Excluding guaranteed student loans.Associated Banc-CorpSelected Quarterly Information




(Dollars and shares in thousands, except per share data and as
noted)1Q264Q253Q252Q251Q25Per common share data




Dividends$             0.24$             0.24$             0.23$             0.23$             0.23Market value:




High29.3727.1427.0124.5625.63Low24.3424.1123.7818.9121.06Close25.8625.7625.7124.3922.53Book value / share(a)29.0428.8128.1727.6727.09Tangible book value (TBV) / share(a)(b)22.2322.0121.3620.8420.25Selected trend information




Net interest margin(c)3.03 %3.06 %3.04 %3.04 %2.97 %Effective tax rate21.75 %15.82 %19.16 %20.34 %16.03 %Noninterest expense / average assets(c)1.97 %1.96 %1.95 %1.93 %2.00 %Dividend payout ratio(d)34.29 %29.63 %31.51 %35.38 %38.33 %Loans / deposits ratio88.99 %87.65 %88.73 %89.63 %86.07 %Assets under management, at market value(e)$         15,708$         16,132$         16,178$         15,537$         14,685Common shares repurchased during period(f)894———900Common shares outstanding, end of period165,438165,980165,904165,778165,807Risk-based capital(g)(h)




Total risk-weighted assets$  35,773,810$  35,125,680$  34,688,358$  34,241,408$  33,800,823Common equity Tier 1(i)$    3,744,610$    3,683,711$    3,584,712$    3,493,316$    3,417,432Common equity Tier 1 capital ratio(i)10.47 %10.49 %10.33 %10.20 %10.11 %Tier 1 capital ratio11.01 %11.04 %10.89 %10.77 %10.68 %Total capital ratio13.02 %13.08 %12.94 %12.83 %12.75 %Tier 1 leverage ratio8.98 %8.96 %8.81 %8.72 %8.69 %Selected equity and performance ratios




Total stockholders' equity / total assets10.96 %11.01 %10.95 %10.87 %10.82 %Tangible common equity / tangible assets (TCE Ratio)(b)8.27 %8.29 %8.18 %8.06 %7.96 %Average stockholders' equity / average assets11.12 %11.05 %10.95 %10.90 %10.86 %Return on average equity(c)9.69 %11.09 %10.26 %9.43 %8.91 %Return on average tangible common equity (ROATCE)(b)(c)13.03 %15.04 %14.02 %12.96 %12.34 %Return on average assets(c)1.08 %1.23 %1.12 %1.03 %0.97 %Return on average tangible assets(b)(c)1.12 %1.27 %1.17 %1.07 %1.01 %Efficiency ratios (expense / revenue)




Fully tax-equivalent efficiency ratio56.03 %55.21 %54.77 %55.81 %59.72 %Adjusted efficiency ratio(b)55.77 %55.15 %54.77 %55.81 %58.55 %Numbers may not recalculate due to rounding conventions.(a)Based on period end common shares outstanding.(b)This is a non-GAAP financial measure. See the non-GAAP financial measures reconciliation below for a reconciliation to GAAP financial measures.(c)This ratio is annualized.(d)Ratio is based upon basic earnings per common share.(e)In millions. Excludes assets held in brokerage accounts.(f)Does not include repurchases related to tax withholding on equity compensation.(g)The Federal Reserve establishes regulatory capital requirements, including well-capitalized standards for the Corporation. The regulatory capital requirements effective for the Corporation follow Basel III, subject to certain transition provisions.(h)March 31, 2026 data is estimated.(i)The Corporation is not classified as an advanced approaches holding company as defined by the Federal Reserve.  As such, the Corporation has elected to be subject to the AOCI-related adjustments when calculating common equity tier 1 capital which allows the Corporation to opt-out of the requirement to include most components of AOCI in common equity tier 1 capital.Associated Banc-CorpNon-GAAP Financial Measures Reconciliation




(Dollars in thousands)1Q264Q253Q252Q251Q25Tangible common equity reconciliation




Common equity$     4,803,760$     4,781,235$     4,674,186$     4,586,669$     4,492,446Less: Goodwill and other intangible assets, net1,125,6391,127,8421,130,0441,132,2471,134,450Tangible common equity for TBV / share and TCE Ratio$     3,678,121$     3,653,393$     3,544,142$     3,454,422$     3,357,996Tangible assets reconciliation




Total assets$   45,593,740$   45,202,596$   44,455,863$   43,993,729$   43,309,136Less: Goodwill and other intangible assets, net1,125,6391,127,8421,130,0441,132,2471,134,450Tangible assets for TCE Ratio$   44,468,101$   44,074,754$   43,325,819$   42,861,482$   42,174,686Average tangible common equity reconciliation




Average common equity$     4,812,415$     4,713,445$     4,627,038$     4,538,549$     4,436,467Less: Average goodwill and other intangible assets, net1,126,7481,129,0551,131,3851,133,6271,135,584Average tangible common equity for ROATCE$     3,685,667$     3,584,390$     3,495,653$     3,404,922$     3,300,883Average tangible assets reconciliation




Average total assets$   45,018,948$   44,402,771$   44,015,203$   43,420,063$   42,630,627Less: Average goodwill and other intangible assets, net1,126,7481,129,0551,131,3851,133,6271,135,584Average tangible assets for return on average tangible assets$   43,892,200$   43,273,716$   42,883,818$   42,286,436$   41,495,043Adjusted net income reconciliation




Net income$        119,635$        137,129$        124,732$        111,230$        101,687Other intangible amortization, net of tax1,6521,6521,6521,6521,652Adjusted net income for return on average tangible assets$        121,287$        138,781$        126,384$        112,882$        103,339Adjusted net income available to common equity
reconciliation




Net income available to common equity$        116,760$        134,254$        121,857$        108,355$         98,812Other intangible amortization, net of tax1,6521,6521,6521,6521,652Adjusted net income available to common equity for ROATCE$        118,412$        135,906$        123,509$        110,007$        100,464Pre-tax pre-provision income




Income before income taxes$        152,883$        162,901$        154,286$        139,629$        121,095Provision for credit losses11,0016,99816,00017,99613,003Pre-tax pre-provision income$        163,884$        169,899$        170,286$        157,625$        134,098Period end core customer deposits reconciliation




Total deposits$   35,731,765$   35,552,608$   34,881,853$   34,147,565$   35,196,713Less: Network transaction deposits1,746,5182,154,9952,013,9641,792,3621,882,930Less: Brokered CDs3,562,7523,795,1333,956,5174,072,0484,197,512Core customer deposits$   30,422,495$   29,602,480$   28,911,371$   28,283,155$   29,116,271Average core customer deposits reconciliation




Average total deposits$   35,160,943$   35,628,917$   34,705,887$   34,203,201$   34,833,464Less: Average network transaction deposits1,917,8542,090,5871,933,6591,843,9981,847,972Less: Average brokered CDs3,528,2943,998,0123,916,3294,089,8444,315,311Average core customer deposits$   29,714,795$   29,540,318$   28,855,899$   28,269,359$   28,670,181Total expense for efficiency ratios reconciliation




Noninterest expense$        219,163$        219,466$        216,202$        209,352$        210,619Less: Other intangible amortization2,2032,2032,2032,2032,203Total expense for fully tax-equivalent efficiency ratio216,960217,263213,999207,149208,416Less: Acquisition costs(a)1,007252———Total expense for adjusted efficiency ratio$        215,953$        217,011$        213,999$        207,149$        208,416Total revenue for efficiency ratios reconciliation




Net interest income$        307,190$        309,981$        305,222$        300,000$        285,941Noninterest income75,85779,38481,26566,97758,776Less: Investment securities (losses) gains, net(28)37174Fully tax-equivalent adjustment4,1394,1964,2224,2284,254Total revenue for fully tax-equivalent efficiency ratio387,214393,524390,708371,198348,968Less: Announced initiatives(b)————(6,976)Total revenue for adjusted efficiency ratio$        387,214$        393,524$        390,708$        371,198$        355,943Numbers may not recalculate due to rounding conventions.(a)During the fourth quarter of 2025, the Corporation entered into a definitive agreement to acquire American National. The acquisition was completed on April 1, 2026. These costs, incurred in connection with the acquisition, represent nonrecurring costs.(b)Announced initiatives include the loss on mortgage portfolio sale as a result of balance sheet repositioning that the Corporation announced in the fourth quarter of 2024. Investor Contact:
Ben McCarville, Senior Vice President, Director of Investor Relations
920-491-7059Media Contact:
Andrea Kozek, Vice President, Public Relations Senior Manager
920-491-7518



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Original: Associated Banc-Corp Reports First Quarter 2026 Net Income Available to Common Equity of $117 Million, or $0.70 per Common Share

Associated Bank hires Lisa Buetow as senior vice president, Private Banking, major metro markets director to accelerate growthApril 22, 2026 10:03 AM
PR Newswire (US)

MINNEAPOLIS, April 22, 2026 /PRNewswire/ -- Associated Bank today announced Lisa Buetow has joined Associated Bank as director of Private Banking, major metro markets. Buetow is based in Minneapolis and will be responsible for Minnesota, Chicago, Milwaukee and Madison, Wis., and will report to Jayne Hladio, executive vice president and president, Associated Bank Private Wealth.







Buetow brings more than 25 years of experience across investment banking, corporate banking, and private wealth, with a proven history of leading complex, high-performing organizations serving ultra-high-net-worth clients. Most recently, she served as managing director and Private Wealth Banking manager at Wells Fargo, where she led client-facing banking and lending teams across 11 states in the central U.S., partnering with more than 1,000 wealth and financial advisors to serve the banking and lending needs of high- and ultra-high-net worth clients.Prior to that, Buetow held senior leadership roles at Abbot Downing, where she oversaw professionals offering custom lending, cash management and deposit services to ultra-high-net-worth clients nationwide and advanced various enterprise initiatives. Her depth of experience in wealth advisory, strategic credit structuring, risk management, and multi-market leadership will be instrumental as Private Wealth continues to scale its Private Banking capabilities across Associated's largest and most complex markets."We are thrilled to welcome Lisa to our team. Her deep expertise in private banking and wealth, fortified by her ability to build trusted relationships makes her an exceptional addition to our organization, especially as we move forward with Associated's merger with American National Bank," said Hladio. "Lisa brings a client-first mindset, serving as a true advocate who listens, anticipates needs, and delivers thoughtful, tailored guidance. That commitment to place clients' needs at the center of every decision and team consult is exactly what defines our elevated wealth care approach we provide at Associated Private Wealth."Designating major metropolitan markets will fortify local senior leadership and accelerate momentum growing banking and investing households and attract top talent. Strong leadership, market focus, elevated capabilities and disciplined execution position Associated to win across major, metropolitan, and community markets. Buetow will complement the deep organizational expertise of Stacy Stecker, director of metro banking for Fox Valley, Wis., Green Bay, Wis., Omaha, Neb., American National Bank and administration."It's an exciting time to join Associated, as the bank has a powerful opportunity to expand our reach and deepen relationships in the communities we serve," said Buetow. "I'm excited to join at such a pivotal moment and help accelerate our growth by working with our team, partners, and clients and ensuring we continue to deliver a high-touch, client-focused experience to drive sustainable, long-term value."She is a graduate of the University of Minnesota, Carlson School of Management, earning both a bachelor's degree in business and an MBA. Buetow and her family live in Minnesota, and she is based in the IDS Center in Minneapolis.ABOUT ASSOCIATED BANC-CORP
Associated Banc-Corp (NYSE: ASB) has total assets of approximately $50 billion and is the largest bank holding company based in Wisconsin. Headquartered in Green Bay, Wisconsin, Associated is a leading Midwest banking franchise, offering a full range of financial products and services from over 200 banking locations throughout Wisconsin, Illinois, Iowa, Minnesota, Missouri and Nebraska. The Company also operates loan production offices in Indiana, Kansas, Michigan, New York, Ohio and Texas. Associated Bank, N.A. is an Equal Housing Lender, Equal Opportunity Lender and Member FDIC. More information about Associated Banc-Corp is available at www.associatedbank.com.Media Contact
Andrea Kozek
VP/Senior Manager, PR
920-491-7518



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Original: Associated Bank hires Lisa Buetow as senior vice president, Private Banking, major metro markets director to accelerate growth

Associated Bank accelerates commercial growth with new Franchise Banking verticalApril 21, 2026 10:04 AM
PR Newswire (US)

Shaun Coard joins as senior vice president, business segment leader – Franchise Banking MINNEAPOLIS, April 21, 2026 /PRNewswire/ -- Associated Banc-Corp (NYSE: ASB) (Associated) launched a new, nationally focused Franchise Banking vertical, expanding its portfolio of industry-specific specialty financial solutions and deepening its commitment to serving franchise owners and operators across the country.







This strategic move complements Associated's broader organic growth initiative, focused on strengthening its core business in the Midwest and expanding into complementary markets and businesses to attract and deepen relationships organically.To lead the initiative, Shaun Coard has joined Associated as senior vice president, business segment leader – Franchise Banking. Coard will report to John Utz, executive vice president, head of Specialized Industries. In addition to Coard, Associated has hired a team of four Franchise Banking professionals:Phil Davis, senior vice president, portfolio manager, Franchise BankingJasmine Synstelien, vice president, relationship manager, Franchise BankingKriston Jordan, loan administrator, Franchise BankingTodd Matthies, cash automation solutions manager, Franchise BankingThe addition of Franchise Banking strengthens Associated's diversified portfolio of nationally focused, industry-specific specialty verticals. This includes power and utilities, mortgage warehousing, insurance, equipment finance, structured finance, government banking, data centers, financial institutions, and asset-based lending, enabling the bank's ability to deliver integrated, sector-specific financial solutions."Shaun is a recognized leader in Franchise Banking and the perfect executive to build and scale our Franchise Banking vertical," said Utz. "She brings a demonstrated history of successfully launching and growing new platforms, establishing disciplined credit frameworks, and cultivating strong brand and operator relationships. Her expertise will accelerate our ability to deliver tailored capital solutions and strategic guidance to franchise owners, while strengthening Associated's position as a differentiated, industry-focused financial partner."Coard brings more than 30 years of financial services experience, with deep expertise in scaling specialty banking platforms and building high-performing national teams. Most recently, she led the national Franchise Banking division at Bremer Bank, where she accelerated growth, strengthened risk discipline, and deepened strategic partnerships. Previously, at Regions Bank, she led commercial banking in the Houston market and played a key role in launching a high-performing, revenue-generating line of business that expanded the bank's market presence. She also spent more than a decade in commercial banking leadership roles at Wells Fargo, advising middle-market and growth-focused clients."Joining Associated as it's growing not only in the Twin Cities but across the country was an opportunity I couldn't pass up," said Coard. "I'm excited to work with customers to help franchisees and specialty businesses establish and exceed their financial goals by building long-term client relationships based on prudence, responsibility and trust."The team is based in the IDS Center in Minneapolis.ABOUT ASSOCIATED BANC-CORPAssociated Banc-Corp (NYSE: ASB) has total assets of approximately $50 billion and is the largest bank holding company based in Wisconsin. Headquartered in Green Bay, Wisconsin, Associated is a leading Midwest banking franchise, offering a full range of financial products and services from over 200 banking locations throughout Wisconsin, Illinois, Iowa, Minnesota, Missouri and Nebraska. The Company also operates loan production offices in Indiana, Kansas, Michigan, New York, Ohio and Texas. Associated Bank, N.A. is an Equal Housing Lender, Equal Opportunity Lender and Member FDIC. More information about Associated Banc-Corp is available at www.associatedbank.com.Media Contact
Andrea Kozek
VP/Senior Manager, Public Relations
920/491-7518



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Original: Associated Bank accelerates commercial growth with new Franchise Banking vertical

Associated Bank names Jason Hansen Nebraska and Western Iowa market presidentApril 16, 2026 3:45 PM
PR Newswire (US)

OMAHA, Neb., April 16, 2026 /PRNewswire/ -- Associated Bank today announced Jason Hansen as Nebraska and Western Iowa market president, and business segment leader - Commercial Banking, effective immediately, reporting into Phil Trier, executive vice president, head of Corporate & Commercial Banking. Hansen previously served as president of American National Bank.







Hansen's career at American National Bank began in 2000 as a teller and quickly progressed to other responsibilities prior to being named to significant commercial and client-centered management roles. His expertise in relationship development, financial structuring and the creation of operational efficiencies kept the American National Bank at the forefront of the industry and was instrumental in the bank's achievement of its financial goals and objectives. Associated Bank acquired American National Bank with the deal closing April 1, 2026."Jason being appointed Nebraska and Western Iowa market president marks an exciting next step following our recent acquisition because he not only understands the market, but has helped shape it," said Trier. "His deep roots in the community and longstanding relationships with clients and local leaders make him an invaluable addition to our team. As Associated builds on the strong foundation established by American National Bank, his leadership will help ensure continuity for clients while accelerating our growth and impact in the region."The combined company is positioned to accelerate Associated's momentum with a proven, relationship-focused strategy featuring a dynamic product suite, modern digital banking experience, effective marketing acquisition engine, and expanded commercial capabilities designed to grow and deepen relationships in key growth markets such as Omaha and the Twin Cities."Leading Associated Bank's Nebraska and Western Iowa business at this pivotal moment is both an honor and a responsibility," said Hansen. "The strong legacy and deep relationships built by American National Bank are the foundation of our future here. As we come together, we are committed to preserving what clients value most, like personalized service, local decision-making and community focus, while expanding access to broader capabilities and resources that support continued growth across the Omaha, Council Bluffs and surrounding markets."Hansen is a graduate of University of Nebraska – Omaha with a bachelor's in business administration, finance and banking as well as the Graduate School of Banking at the University of Colorado Boulder. He currently serves on the Board of Directors for United Way of the Midlands and has previously held the role of Chairman of the Board for both the Urban League of Nebraska and the Visiting Nurses Association (VNA)/Easterseals. His dedication to public service has been recognized with the University of Nebraska at Omaha's College of Public Affairs and Community Service Alumni Award for Excellence in Public Service.Hansen lives in Elkhorn, Nebraska, with his wife and three children.ABOUT ASSOCIATED BANC-CORPAssociated Banc-Corp (NYSE: ASB) has total assets of approximately $50 billion and is the largest bank holding company based in Wisconsin. Headquartered in Green Bay, Wisconsin, Associated is a leading Midwest banking franchise, offering a full range of financial products and services from over 200 banking locations throughout Wisconsin, Illinois, Iowa, Minnesota, Missouri and Nebraska. The Company also operates loan production offices in Indiana, Kansas, Michigan, New York, Ohio and Texas. Associated Bank, N.A. is an Equal Housing Lender, Equal Opportunity Lender and Member FDIC. More information about Associated Banc-Corp is available at www.associatedbank.com.Media Contact
Andrea Kozek
VP/Senior Manager, Public Relations
920-491-7518



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Original: Associated Bank names Jason Hansen Nebraska and Western Iowa market president

Associated Banc-Corp Completes Acquisition of American National Corporation, Accelerating Growth Momentum in Attractive MarketsApril 1, 2026 8:30 AM
PR Newswire (US)

Wende Kotouc added to Associated Banc-Corp Board of DirectorsGREEN BAY, Wis., April 1, 2026 /PRNewswire/ -- Associated Banc-Corp (NYSE: ASB) ("Associated") today announced it has completed its merger with American National Corporation ("American National"), including American National's bank subsidiary, American National Bank. The complementary partnership is expected to enhance Associated's organic growth potential by combining Associated's best-in-class value proposition and expanded commercial offering with American National's client-centric approach and attractive footprint.







The merger builds on a strong 2025 for Associated, which saw relationship loan and deposit growth, record customer growth, and solid credit performance combine to drive the strongest annual net income in company history. Upon conversion, the combined company will be positioned to accelerate that momentum with a proven, relationship-focused strategy featuring a dynamic product suite, modern digital banking experience, effective marketing acquisition engine, and expanded commercial capabilities—all designed to grow and deepen relationships in key growth markets such as Omaha and the Twin Cities."We're thrilled to welcome our new American National customers and colleagues to Associated," said Associated Banc-Corp President & CEO Andy Harmening. "Associated has strong growth momentum as a franchise, and this partnership complements and accelerates that momentum while maintaining the same local, dependable, and personalized approach that customers of both companies have enjoyed for decades. Importantly, the merger also positions us to deliver enhanced value for our shareholders."American National systems, branch locations and customers are expected to be converted to Associated in the third quarter of 2026. American National customers will continue to be serviced through their existing branches, which will be rebranded as Associated Bank branches once conversion is complete."Colleagues from both organizations continue to work closely together to facilitate a smooth and successful integration," said Harmening. "I'd like to thank John and Wende Kotouc and the American National team for their collaboration and commitment to the future of our combined company.""We share our new colleagues' excitement for the future of our united institution," said John Kotouc, American National Corporation Executive Co-Chairperson/Co-CEO, and Wende Kotouc, American National Bank Executive Co-Chairperson/Co-CEO in a joint statement. "This merger with Associated Bank enables American National to create even greater value for its customers through expanded scale and shared expertise."In connection with the merger, Associated announced the appointment of Wende Kotouc to its Board of Directors effective today.Ms. Kotouc, 63, served as Executive Co-Chairperson and Chief Executive Officer of American National Bank and Executive Vice President of American National from July 2019 to April 2026 and as Executive Co-Chairperson of American National Bank's Board of Directors from May 2017 to April 2026. Ms. Kotouc was also a member of American National's Board of Directors from May 2013 to April 2026, and she was originally hired by American National in October of 1999. Ms. Kotouc has a long history of community engagement and leadership, including current service on the Omaha Airport Authority Board of Directors, Creighton University Board of Trustees, The Salvation Army Omaha Board of Directors, Executive Committee and Christ Community Church Governing Board."We're extremely pleased to have Wende join our board," said Associated Chairman Jay Williams."Wende brings an extraordinary depth and breadth of knowledge to our board," added Harmening. "Her unique skillset and well-rounded experience will benefit Associated as we continue to execute our strategic growth plans."ABOUT ASSOCIATED BANC-CORP
Associated Banc-Corp (NYSE: ASB) has total assets of approximately $50 billion and is the largest bank holding company based in Wisconsin. Headquartered in Green Bay, Wisconsin, Associated is a leading Midwest banking franchise, offering a full range of financial products and services from over 200 banking locations throughout Wisconsin, Illinois, Iowa, Minnesota, Missouri and Nebraska. The Company also operates loan production offices in Indiana, Kansas, Michigan, New York, Ohio and Texas. Associated Bank, N.A. is an Equal Housing Lender, Equal Opportunity Lender and Member FDIC. More information about Associated Banc-Corp is available at www.associatedbank.com.CAUTIONARY NOTE REGARDING FORWARD-LOOKING STATEMENTSThis communication may contain certain forward-looking statements, including, but not limited to, certain plans, expectations, goals, projections, and statements about the benefits of the proposed transaction, the plans, objectives, expectations and intentions of Associated and American National, the expected timing of completion of the transaction, and other statements that are not historical facts. Such statements are subject to numerous assumptions, risks, estimates, uncertainties and other important factors that change over time and could cause actual results to differ materially from any results, performance, or events expressed or implied by such forward-looking statements, including as a result of the factors referenced below. Statements that do not describe historical or current facts, including statements about beliefs and expectations, are forward-looking statements. Forward-looking statements may be identified by words such as "expect," "seek," "anticipate," "continue," "believe," "intend," "estimate," "project," "will," "would," "plan," "trend," "objective," "target," "outlook," "forecast," "goal," or similar expressions, or future or conditional verbs such as "will," "may," "might," "should," "would," "could," or similar variations. The forward-looking statements are intended to be subject to the safe harbor provided by Section 27A of the Securities Act of 1933, Section 21E of the Securities Exchange Act of 1934, and the Private Securities Litigation Reform Act of 1995.Associated cautions that the forward-looking statements in this communication are not guarantees of future performance and involve a number of known and unknown risks, uncertainties and assumptions that are difficult to assess and are subject to change based on factors which are, in many instances, beyond Associated's and American National's control. While there is no assurance that any list of risks and uncertainties or risk factors is complete, below are certain factors which could cause actual results to differ materially from those contained or implied in the forward-looking statements or historical performance: changes in general economic, political, or industry conditions; deterioration in business and economic conditions, including persistent inflation, supply chain issues or labor shortages, instability in global economic conditions and geopolitical matters, as well as volatility in financial markets; changes in U.S. trade policies, including the imposition of tariffs and retaliatory tariffs; the impact of pandemics and other catastrophic events or disasters on the global economy and financial market conditions and our business, results of operations, and financial condition; the impacts related to or resulting from bank failures and other volatility, including potential increased regulatory requirements and costs, such as Federal Deposit Insurance Corporation (the "FDIC") special assessments, long-term debt requirements and heightened capital requirements, and potential impacts to macroeconomic conditions, which could affect the ability of depository institutions, including us, to attract and retain depositors and to borrow or raise capital; unexpected outflows of uninsured deposits which may require us to sell investment securities at a loss; changing interest rates which could negatively impact the value of our portfolio of investment securities; the loss of value of our investment portfolio, which could negatively impact market perceptions of us and could lead to deposit withdrawals; the effects of social media on market perceptions of us and banks generally; cybersecurity risks; uncertainty in U.S. fiscal and monetary policy, including the interest rate policies of the Board of Governors of the Federal Reserve System (the "Federal Reserve"); volatility and disruptions in global capital, foreign exchange and credit markets; movements in interest rates; competitive pressures on product pricing and services; success, impact, and timing of our business strategies; changes in policies and standards for regulatory review of bank mergers; the nature, extent, timing, and results of governmental actions, examinations, reviews, reforms, regulations, and interpretations, including those related to the Dodd-Frank Wall Street Reform and Consumer Protection Act and the Basel III regulatory capital reforms, as well as those involving the Securities and Exchange Commission (the "SEC"), the Office of the Comptroller of the Currency, Federal Reserve, FDIC, the Consumer Financial Protection Bureau and state-level regulators; the possibility that the anticipated benefits of the transaction are not realized when expected or at all, including as a result of the impact of, or problems arising from, the integration of the two companies or as a result of the strength of the economy and competitive factors in the areas where the combined company does business; the possibility that the conversion may be more expensive to complete than anticipated; and other factors that may affect the future results of Associated and American National. Additional factors that could cause results to differ materially from those described above can be found in Associated's Annual Report on Form 10-K for the year ended December 31, 2025 on file with the SEC and available on the "Investor Relations" section of Associated's website, https://investor.associatedbank.com, under the subheading "SEC Filings" of the heading "Financials" and in other documents Associated files with the SEC.All forward-looking statements are expressly qualified in their entirety by the cautionary statements set forth above. Forward-looking statements speak only as of the date they are made and are based on information available at that time. Associated does not assume any obligation to update forward-looking statements to reflect actual results, new information or future events, changes in assumptions or changes in circumstances or other factors affecting forward-looking statements that occur after the date the forward-looking statements were made or to reflect the occurrence of unanticipated events except as required by federal securities laws. If Associated updates one or more forward-looking statements, no inference should be drawn that Associated will make additional updates with respect to those or other forward-looking statements. As forward-looking statements involve significant risks and uncertainties, caution should be exercised against placing undue reliance on such statements.Media Contact: Andrea Kozek
Vice President | Public Relations Senior Manager
920-491-7518 | Andrea.Kozek@AssociatedBank.comInvestor Contact: Ben McCarville
Senior Vice President | Director of Investor Relations
920-491-7059 | Ben.McCarville@AssociatedBank.com










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Original: Associated Banc-Corp Completes Acquisition of American National Corporation, Accelerating Growth Momentum in Attractive Markets

Associated Banc-Corp to Announce First Quarter 2026 Earnings and Hold Conference Call on April 23, 2026March 24, 2026 4:15 PM
PR Newswire (US)

GREEN BAY, Wis., March 24, 2026 /PRNewswire/ -- Associated Banc-Corp (NYSE: ASB) today announced it expects to release first quarter 2026 financial results on Thursday, April 23, 2026, after market close. The Company also expects to host a conference call for investors and analysts at 4:00 p.m. Central Time (CT) on the same day.Interested parties can access the live webcast of the call through the Investor Relations section of the Company's website, http://investor.associatedbank.com. Parties may also dial into the call at 877-407-8037 (domestic) or 201-689-8037 (international) and request the Associated Banc-Corp first quarter 2026 earnings call. The financial tables and an accompanying slide presentation are expected to be available on the Company's website just prior to the call. An audio archive of the webcast is expected to be available on the Company's website approximately fifteen minutes after the call is over.ABOUT ASSOCIATED BANC-CORP
Associated Banc-Corp (NYSE: ASB) has total assets of $45 billion and is the largest bank holding company based in Wisconsin. Headquartered in Green Bay, Wisconsin, Associated is a leading Midwest banking franchise, offering a full range of financial products and services from nearly 200 banking locations serving more than 100 communities throughout Wisconsin, Illinois, Minnesota and Missouri. The company also operates loan production offices in Indiana, Kansas, Michigan, New York, Ohio and Texas. Associated Bank, N.A. is an Equal Housing Lender, Equal Opportunity Lender and Member FDIC. More information about Associated Banc-Corp is available at www.associatedbank.com.FORWARD-LOOKING STATEMENTS
Statements made in this presentation which are not purely historical are forward-looking statements, as defined in the Private Securities Litigation Reform Act of 1995. This includes any statements regarding management's plans, objectives, or goals for future operations, products or services, and forecasts of its revenues, earnings, or other measures of performance. Such forward-looking statements may be identified by the use of words such as "believe," "expect," "anticipate," "plan," "estimate," "should," "intend," "target," "outlook," "project," "guidance," "forecast," or similar expressions. Forward-looking statements are based on current management expectations and, by their nature, are subject to risks and uncertainties. Actual results may differ materially from those contained in the forward-looking statements. Factors which may cause actual results to differ materially from those contained in such forward-looking statements include the ability to complete the proposed transaction involving Associated Banc-Corp ("Associated") and American National Corporation ("American National") and to integrate the two businesses successfully and in a timely manner, if at all; the possibility that the anticipated benefits of the transaction are not realized when expected or at all; and such other risk factors as identified in the Company's most recent Form 10-K and subsequent Form 10-Qs and other SEC filings, and such factors are incorporated herein by reference.Investor Contact: Ben McCarville
Senior Vice President | Director of Investor Relations
920-491-7059 | Ben.McCarville@associatedbank.com Media Contact: Andrea Kozek
Vice President | Senior Manager, Public Relations
920-491-7518 | Andrea.Kozek@associatedbank.com



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Original: Associated Banc-Corp to Announce First Quarter 2026 Earnings and Hold Conference Call on April 23, 2026

Associated Bank Names Neil Riegelman as Milwaukee Market PresidentMarch 16, 2026 11:05 AM
PR Newswire (US)

MILWAUKEE, March 16, 2026 /PRNewswire/ -- Associated Banc-Corp (NYSE: ASB) ("Associated" or "Company") today announced a strategic leadership transition in its Milwaukee market designed to accelerate both local growth and the continued expansion of its national verticals.







Effective April 1, Neil Riegelman, senior vice president and head of Commercial Banking – Milwaukee and Madison, will also assume the role of Milwaukee market president. He succeeds John Utz, executive vice president, Milwaukee market president and head of Specialized Industries, who will dedicate his focus to scaling the bank's nationally focused specialty businesses he also oversees.Utz was appointed Milwaukee market president in 2015, at a pivotal time in the bank's evolution in the region. Under his leadership, Associated significantly expanded its specialized industries, commercial and corporate banking presence, strengthening its position in the market and reshaping its brand from primarily consumer-focused to a full-service financial partner."When I joined Associated and took on the role of market president, the directive for Milwaukee was clear: build a stronger commercial platform and expand our relevance in the market and I'm proud of what we have accomplished so far," said Utz. "Neil is a Wisconsin native who can continue to grow our Milwaukee business while I focus on growing our specialized industries across the country."Riegelman joined Associated in October 2023 to lead the commercial banking team's business development, client relationships and related strategies for Southern Wisconsin. Associated's commercial business has had unprecedented growth, with 2025 being the strongest bottom line in the company's history and the strongest year for commercial lending."John's leadership has been instrumental in elevating our Milwaukee presence and building deep connections across the business community," said Riegelman. "I'm honored to step into this role and continue advancing our commercial strategy in one of our most important markets."Riegelman earned a degree in finance from the University of Wisconsin–Oshkosh. He serves on the boards of Discovery World and Ducks Unlimited of Milwaukee and resides in Brookfield, Wis.ABOUT ASSOCIATED BANC-CORP
Associated Banc-Corp (NYSE: ASB) has total assets of $45 billion and is the largest bank holding company based in Wisconsin. Headquartered in Green Bay, Wisconsin, Associated is a leading Midwest banking franchise, offering a full range of financial products and services from nearly 200 banking locations serving more than 100 communities throughout Wisconsin, Illinois, Minnesota and Missouri. The Company also operates loan production offices in Indiana, Kansas, Michigan, New York, Ohio and Texas. Associated Bank, N.A. is an Equal Housing Lender, Equal Opportunity Lender and Member FDIC. More information about Associated Banc-Corp is available at www.associatedbank.comAssociated Bank Contact: Andrea Kozek
VP/Senior Manager, Public Relations
920-491-7518



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Original: Associated Bank Names Neil Riegelman as Milwaukee Market President

Associated Banc-Corp to Attend Three First Quarter 2026 Investor EventsFebruary 2, 2026 4:15 PM
PR Newswire (US)

GREEN BAY, Wis., Feb. 2, 2026 /PRNewswire/ -- Associated Banc-Corp (NYSE: ASB) announced today that Management expects to meet with investors during the following events in the first quarter of 2026:
BofA Securities 2026 Financial Services Conference in Miami, FL on February 9-11, 20262026 KBW Winter Financial Services Conference in Boca Raton, FL on February 11-13, 20262026 RBC Capital Markets Global Financial Institutions Conference in New York, NY on March 10-11, 2026Management also expects to present at the 2026 RBC Capital Markets Global Financial Institutions Conference at 3:20 p.m. ET on Wednesday, March 11, 2026. Interested parties can access a live webcast of the presentation through the Investor Relations section of the Company's website at http://investor.associatedbank.com. A replay of the presentation is expected to be accessible for 365 days after the presentation date.First quarter investor materials are expected to be made available prior to the events and can be accessed via Associated Banc-Corp's website at http://investor.associatedbank.com.ABOUT ASSOCIATED BANC-CORP
Associated Banc-Corp (NYSE: ASB) has total assets of $45 billion and is the largest bank holding company based in Wisconsin. Headquartered in Green Bay, Wisconsin, Associated is a leading Midwest banking franchise, offering a full range of financial products and services from nearly 200 banking locations serving more than 100 communities throughout Wisconsin, Illinois, Minnesota and Missouri. The Company also operates loan production offices in Indiana, Kansas, Michigan, New York, Ohio and Texas. Associated Bank, N.A. is an Equal Housing Lender, Equal Opportunity Lender and Member FDIC. More information about Associated Banc-Corp is available at www.associatedbank.com.FORWARD-LOOKING STATEMENTS
Statements made in this presentation which are not purely historical are forward-looking statements, as defined in the Private Securities Litigation Reform Act of 1995. This includes any statements regarding management's plans, objectives, or goals for future operations, products or services, and forecasts of its revenues, earnings, or other measures of performance. Such forward-looking statements may be identified by the use of words such as "believe," "expect," "anticipate," "plan," "estimate," "should," "intend," "target," "outlook," "project," "guidance," "forecast," or similar expressions. Forward-looking statements are based on current management expectations and, by their nature, are subject to risks and uncertainties. Actual results may differ materially from those contained in the forward-looking statements. Factors which may cause actual results to differ materially from those contained in such forward-looking statements include the ability to complete the proposed transaction involving Associated Banc-Corp ("Associated") and American National Bank ("American National") and to integrate the two businesses successfully and in a timely manner, if at all; the possibility that the anticipated benefits of the transaction are not realized when expected or at all; and such other risk factors as identified in the Company's most recent Form 10-K and subsequent Form 10-Qs and other SEC filings, and such factors are incorporated herein by reference.Investor Contact: Ben McCarville
Senior Vice President | Director of Investor Relations
920-491-7059Media Contact: Andrea Kozek
Vice President | Public Relations Senior Manager
920-491-7518 



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Original: Associated Banc-Corp to Attend Three First Quarter 2026 Investor Events

Associated Banc-Corp Announces Dividends and Share Repurchase ProgramJanuary 27, 2026 9:15 PM
PR Newswire (US)

GREEN BAY, Wis., Jan. 27, 2026 /PRNewswire/ -- The Board of Directors of Associated Banc-Corp (NYSE: ASB) ("Associated") today declared a regular quarterly cash dividend of $0.24 per common share, payable on March 16, 2026, to shareholders of record at the close of business on March 2, 2026.The Board of Directors also declared a regular quarterly cash dividend of $0.3671875 per depositary share on Associated's 5.875% Series E Perpetual Preferred Stock, payable on March 16, 2026, to shareholders of record at the close of business on March 2, 2026.The Board of Directors also declared a regular quarterly cash dividend of $0.3515625 per depositary share on Associated's 5.625% Series F Perpetual Preferred Stock, payable on March 16, 2026, to shareholders of record at the close of business on March 2, 2026.In addition, the Board authorized the repurchase of up to $100 million of Associated's common stock. This repurchase authorization is in addition to the authority remaining under the previous program. Repurchases under such programs are subject to regulatory limitations and may occur from time to time in open market purchases, block transactions, accelerated share repurchase programs or similar facilities.ABOUT ASSOCIATED BANC-CORPAssociated Banc-Corp (NYSE: ASB) has total assets of $45 billion and is the largest bank holding company based in Wisconsin. Headquartered in Green Bay, Wisconsin, Associated is a leading Midwest banking franchise, offering a full range of financial products and services from nearly 200 banking locations serving more than 100 communities throughout Wisconsin, Illinois, Minnesota and Missouri. The Company also operates loan production offices in Indiana, Kansas, Michigan, New York, Ohio and Texas. Associated Bank, N.A. is an Equal Housing Lender, Equal Opportunity Lender and Member FDIC. More information about Associated Banc-Corp is available at www.associatedbank.com.FORWARD-LOOKING STATEMENTSStatements made in this presentation which are not purely historical are forward-looking statements, as defined in the Private Securities Litigation Reform Act of 1995. This includes any statements regarding management's plans, objectives, or goals for future operations, products or services, and forecasts of its revenues, earnings, or other measures of performance. Such forward-looking statements may be identified by the use of words such as "believe," "expect," "anticipate," "plan," "estimate," "should," "intend," "target," "outlook," "project," "guidance," "forecast," or similar expressions. Forward-looking statements are based on current management expectations and, by their nature, are subject to risks and uncertainties. Actual results may differ materially from those contained in the forward-looking statements. Factors which may cause actual results to differ materially from those contained in such forward-looking statements include the ability to complete the proposed transaction involving Associated Banc-Corp ("Associated") and American National Bank ("American National") and to integrate the two businesses successfully and in a timely manner, if at all; the possibility that the anticipated benefits of the transaction are not realized when expected or at all; and such other risk factors as identified in the Company's most recent Form 10-K and subsequent Form 10-Qs and other SEC filings, and such factors are incorporated herein by reference.Investor Contact:
Ben McCarville, Senior Vice President, Director of Investor Relations
920-491-7059Media Contact:
Andrea Kozek, Vice President, Public Relations Senior Manager
920-491-7518



View original content:https://www.prnewswire.com/news-releases/associated-banc-corp-announces-dividends-and-share-repurchase-program-302671701.htmlSOURCE Associated Banc-Corp

Original: Associated Banc-Corp Announces Dividends and Share Repurchase Program