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Your investment may result in a loss; there is no guaranteed
return of principal.
·
Your return on the Securities is limited to the return represented
by the Contingent Coupon Payments, if any, over the term of the Securities.
·
The Securities are subject to a potential automatic call, which
would limit your ability to receive the Contingent Coupon Payments over the full term of the Securities.
·
You may not receive any Contingent Coupon Payments.
·
Because the Securities are linked to the lowest performing
(and not the average performance) of the Underlyings, you may not receive any return on the Securities and may lose a significant portion
or all of your principal amount even if the closing value of one Underlying is always greater than or equal to its Coupon Barrier or Threshold
Value, as applicable.
·
Higher Contingent Coupon Rates are associated with greater
risk.
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Your return on the Securities may be less than the yield on
a conventional debt security of comparable maturity.
·
The Contingent Coupon Payment, payment upon automatic call
or Maturity Payment Amount, as applicable, will not reflect the values of the Underlyings other than on the Calculation Days.
·
A Contingent Coupon Payment Date, a Call Settlement Date and
the Maturity Date may be postponed if a Calculation Day is postponed.
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We are a finance subsidiary and, as such, have no independent
assets, operations or revenues.
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Any payment on the Securities is subject to the credit risk
of BofA Finance, as issuer, and BAC, as Guarantor, and actual or perceived changes in BofA Finance or the Guarantor’s creditworthiness
are expected to affect the value of the Securities.
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The public offering price you pay for the Securities will exceed
their initial estimated value.
·
The initial estimated value does not represent a minimum or
maximum price at which BofA Finance, BAC, BofAS or any of our other affiliates or WFS or its affiliates would
be willing to purchase your Securities in any secondary market (if any exists) at any time. |
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BofA Finance cannot assure you that a trading market for your
Securities will ever develop or be maintained.
·
The Securities are not designed to be short-term trading instruments,
and if you attempt to sell the Securities prior to maturity, their market value, if any, will be affected by various factors that interrelate
in complex ways, and their market value may be less than the principal amount. Trading and hedging activities by BofA Finance, the
Guarantor and any of our other affiliates, including BofAS, and WFS and its affiliates, may create conflicts of interest with you and
may affect your return on the Securities and their market value.
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There may be potential conflicts of interest involving the
calculation agent, which is an affiliate of ours.
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Changes that affect the Indices may adversely affect the value
of the Securities and any payments on the Securities.
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We and our affiliates have no affiliation with any index sponsor, fund sponsor
or fund underlying index sponsor and have not independently verified their public disclosure of information.
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Risks associated with the fund underlying index of the KRE, will affect the value of the KRE and hence the value of the Securities.
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The Securities are subject to risks associated with foreign
securities markets.
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The Securities are subject to risks associated with the banking
industry.
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The stocks held by the KRE are concentrated in one sector
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The performance of the KRE may not correlate with the performance
of its fund underlying index as well as the net asset value per share of the KRE, especially during periods of market volatility.
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The anti-dilution adjustments with respect to the KRE will be limited
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The Securities are subject to risks associated with small-size
capitalization companies.
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The U.S. federal income tax consequences of an investment in
the Securities are uncertain, and may be adverse to a holder of the Securities.
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