COMMUNITY BANK, N.A. Remodels Ogdensburg Branch OGDENSBURG, N.Y., Aug. 2 /PRNewswire-FirstCall/ -- COMMUNITY BANK, N.A. has announced details of its remodeling construction project to create an improved, more convenient branch office at 825 State Street in Ogdensburg. The project will also consolidate the operation of the Seaway Shopping Center office which will be closed. The renovation project completion and the move will be effective at the close of business on Friday, August 13, 2004. Local Vice President and branch manager, Bob Seymour, stated that the remodeled facility is only one-half mile from the existing Seaway branch office and the move is not anticipated to disrupt customer banking activities. "We have established a meaningful presence in Ogdensburg over the years and have worked to build a mutually rewarding and long-lasting relationship with our many customers," Seymour said. "We believe this project underscores COMMUNITY BANK's commitment to Ogdensburg and St. Lawrence County." The remodeled facility features three drive-through lanes and a drive-up ATM for customer convenience. The facility will house Commercial Lending, Financial Services and Trust, in addition to COMMUNITY BANK's complete menu of retail bank products and services. The same familiar personnel will continue to provide quality service and ensure that the move is a seamless transition. The hours will be: Lobby Drive Up Mon - Thurs 9:00 to 3:00 8:30 to 4:30 Fri 9:00 to 5:00 8:30 to 5:00 Sat 9:00 to noon Seymour went on to say, "The remodeled facility provides greater convenience, as customers will have easier branch lobby entry and better parking accommodations. We have been wanting to do this for some time. The time and the location was right, so we quickly moved forward with the project. Furthermore, our CEO, Sanford Belden, New York State Banking President, Jim Wears and the Board of Directors were eager to begin this project to strengthen and enhance our presence in Ogdensburg." COMMUNITY BANK, N.A. operates 15 branches, most with ATMs, throughout St. Lawrence County. It offers a full range of personal and business services, including FDIC insured checking and savings products, electronic payments, Internet banking and a variety of personal and commercial loans as well as personal trust and employee benefit trust services along with an array of other investment products. Its holding company, Community Bank System, Inc. has over $4 billion in assets and trades on the New York Stock Exchange under the symbol CBU. DATASOURCE: COMMUNITY BANK, N.A. CONTACT: Robert L. Seymour, Vice President and Branch Manager, +1-315-393-4340, Fax, +1-315-393-7335 Web site: http://www.communitybankna.com/

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