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UNITED
STATES
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SECURITIES
AND EXCHANGE
COMMISSION
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Washington,
D.C. 20549
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FORM
15
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CERTIFICATION
AND NOTICE OF TERMINATION
OF REGISTRATION UNDER SECTION 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934
OR
SUSPENSION OF DUTY TO FILE REPORTS UNDER SECTIONS 13 AND 15(d) OF THE SECURITIES
EXCHANGE ACT OF 1934
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Commission
File Number
0-20148
Citizens
Financial Corporation
(Exact
name of registrant as specified in its charter)
12910
Shelbyville Rd., Suite 300, Louisville, KY
40243 (502)244-2420
(Address,
including zip code, and telephone number, including area code, of registrant’s
principal executive offices)
Class
A Common Stock, no par value per share
(Title
of
each class of securities covered by this Form)
None
(Titles
of all other classes of securities for which a duty to file reports under
section 13(a) or 15(d) remains)
Please
place an X in the box(es) to designate the appropriate rule provision(s)
relied
upon to terminate or suspend the duty to file reports:
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Rule
12g-4(a)(1)(i)
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x
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Rule
12h-3(b)(1)(i)
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x
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Rule
12g-4(a)(1)(ii)
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o
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Rule
12h-3(b)(1)(ii)
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o
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Rule
12g-4(a)(2)(i)
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o
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Rule
12h-3(b)(2)(i)
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o
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Rule
12g-4(a)(2)(ii)
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o
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Rule
12h-3(b)(2)(ii)
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o
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Rule
15d-6
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o
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Approximate
number of holders of record as of the certification or notice
date: 158
Pursuant
to the requirements of the Securities Exchange Act of 1934 Citizens Financial
Corporation has caused this certification/notice to be signed on its behalf
by
the undersigned duly authorized person.
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Date:
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November
13, 2007
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By:
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/s/
Darrell R. Wells
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Name: Darrell
R. Wells
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Title: President
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Instruction:
This form is required by Rules 12g-4, 12h-3 and 15d-6 of the General Rules
and
Regulations under the Securities Exchange Act of 1934. The registrant shall
file
with the Commission three copies of Form 15, one of which shall be manually
signed. It may be signed by an officer of the registrant, by counsel or by
any
other duly authorized person. The name and title of the person signing the
form
shall be typed or printed under the signature.