BANCAJA INTERNATIONAL FINANCE

RE: BANCAJA INTERNATIONAL FINANCE
    EUR 600,000,000.00
    MATURING: 22/Jan/2008
    ISSUE DATE: 22/Jan/2003
    ISIN: XS0160907514

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
24/Oct/2005 TO 23/Jan/2006 HAS BEEN FIXED AT 2.387000 PCT.

DAY BASIS 91/360

INTEREST PAYABLE VALUE 23/Jan/2006 WILL AMOUNT TO
EUR 603.38 PER EUR 100,000.00 DENOMINATION.

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881.
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