Re:                                                                                                     Lothian Mortgages (No.4) PLC
                                                                                                         GBP 20,000,000.00
                                                                                                         MATURING: 24-Apr-2040
                                                                                                         ISIN: XS0212699135
                                                                                                                                     
 PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
 24-Oct-2008 TO 26-Jan-2009 HAS BEEN FIXED AT 6.120000 PCT
  
 DAY BASIS: ACTUAL/365(GBP)
  
 INTEREST PAYABLE VALUE 26-Jan-2009 WILL AMOUNT TO:
 GBP 1,576.11 PER GBP 100,000.00 DENOMINATION
    


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