Bradford & Bingley plc

RE: BRADFORD AND BINGLEY BUILDING SOCIETY
    GBP 2,810,000.00
    MATURING: 22-Nov-2006
    ISSUE DATE: 22-May-2002
    ISIN: XS0146659783

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
22-Aug-2006 TO 22-Nov-2006 HAS BEEN FIXED AT 4.816250 PCT

DAY BASIS 92/365

INTEREST PAYABLE VALUE 22-Nov-2006 WILL AMOUNT TO:
GBP 121.40 PER GBP 10,000.00 DENOMINATION

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881
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