FISB 1st Capital Bancorp (QX)

1st Capital Bank (OTCQB: FISB) (the "Bank") today announced the resignation of its Executive Vice President and Chief Credit Officer, Geoff Loftus, effective April 5, 2013. Mr. Loftus has been the Bank's Chief Credit Officer for approximately six years. Mr. Loftus resigned to pursue another professional opportunity that better integrates with his family needs.

The Bank's Board of Directors has appointed Dale Diederick to replace Mr. Loftus as the Bank's Chief Credit Officer. Mr. Diederick has worked alongside Mr. Loftus for about 18 months as the Bank's Senior Credit Officer and is an experienced California banker with an extensive background in underwriting, credit administration, risk management, and lending compliance. Mr. Diederick has worked for various sized California banks over a 35 year career, including serving as Chief Credit Officer and Chief Risk Officer for a financial institution with total assets exceeding $5 billion.

Commenting on the changes in executive officers, Mark Andino, the Bank's President and Chief Executive Officer, stated: "We understand Geoff's desire to relocate to an area that will allow him much more time with his extended family. In addition, we appreciate the efforts Geoff has already commenced to ensure a smooth transition."

Kurt Gollnick, the Bank's Chairman of the Board, added: "The Bank is fortunate to have a deep and experienced management team, including an officer with the skills and leadership of Dale Diederick. Since joining the Bank about a year and a half ago, Dale has been instrumental in further enhancing the Bank's credit administration practices while also contributing to the Bank's delivery of a concierge level of service to our clients."

About 1st Capital Bank

The Bank's target markets are commercial enterprises, professionals, real estate investors, family business entities, and residents in Monterey County. The Bank provides a wide range of credit products, including loans under various government programs such as those provided through the U.S. Small Business Administration ("SBA") and the U.S. Department of Agriculture ("USDA"). A comprehensive suite of deposit accounts is also furnished, complemented by robust cash management services. The Bank operates full service branch offices in Monterey, Salinas, and King City. The Bank's corporate offices are located at 5 Harris Court, Building N, Suite 3, Monterey, California 93940. The Bank's website is www.1stcapitalbank.com and the main telephone number is 831.264.4000.

Member FDIC / Equal Opportunity Lender / SBA Preferred Lender

Forward-Looking Statements:

Certain of the statements contained herein that are not historical facts are "forward-looking statements" within the meaning of Section 27A of the Securities Act of 1933, as amended, Section 21E of the Securities Exchange Act of 1934, as amended, and subject to the safe-harbor provisions of the Private Securities Litigation Reform Act of 1995. Such forward-looking statements may contain words or phrases including, but not limited, to: "believe," "expect," "anticipate," "intend," "estimate," "target," "plans," "may increase," "may fluctuate," "may result in," "are projected," and variations of those words and similar expressions. All such forward-looking statements are subject to risks and uncertainties that could cause actual results to differ materially from those projected. Factors that might cause such a difference include, among other matters, changes in interest rates; economic conditions including inflation and real estate values in California and the Bank's market areas; governmental regulation and legislation; credit quality; competition affecting the Bank's businesses generally; the risk of natural disasters and future catastrophic events including terrorist related incidents and other factors beyond the Bank's control; and factors discussed in the Bank's periodic reports under the Securities Exchange Act of 1934, as amended, on Forms 10-K, 10-Q, and 8-K filed with the FDIC. The Bank does not undertake, and specifically disclaims any obligation, to update or revise any forward-looking statements, whether to reflect new information, future events, or otherwise, except as required by law.

This news release is available at the www.1stcapitalbank.com Internet site for no charge.

For further information, please contact: Mark R. Andino President and Chief Executive Officer 831.264.4028 office 831.915.6498 cellular Mark.Andino@1stcapitalbank.com or Jayme Fields Chief Financial Officer 831.264.4011 office 831.917.8725 cellular Jayme.Fields@1stcapitalbank.com