BJ03 Hsbc Bk.23

    Skandinaviska Enskilda Banken

RE: SKANDINAVISKA ENSKILDA BANKEN
    EUR 325,000,000.00
    MATURING: 08/Dec/2006
    ISSUE DATE: 08/Jun/2005
    ISIN: XS0221531378

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
08/Dec/2005 TO 08/Mar/2006 HAS BEEN FIXED AT 2.453000 PCT.

DAY BASIS 90/360

INTEREST PAYABLE VALUE 08/Mar/2006 WILL AMOUNT TO
EUR 613.25 PER EUR 100,000.00 DENOMINATION.

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881.

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