Lloyds Bank Hikes Capital, Now Faces Decisions On CEO, Branch Sale
December 13 2011 - 8:52AM
Dow Jones News
Lloyds Banking Group PLC's (LYG) focus will return to the vexed
topic of its future management later this week as the bank takes a
series of steps toward boosting its financial health, including the
successful exchange of bonds announced earlier Tuesday.
The 41%-government-owned bank has been in some disarray
following the sudden departure of Chief Executive Antonio
Horta-Osorio in November due to sickness. The bank has said it
expects Horta-Osorio to return to his post in the New Year but has,
meanwhile, struggled to find a credible succession plan in case he
can't return or the board decides he shouldn't.
The bank initially appointed Finance Director Tim Tookey as
interim CEO but only as a short-term measure because Tookey had
already said in September that he was leaving in 2012 to become
chief financial officer of Friends Life. Lloyds subsequently said
non-executive director David Roberts would take over from Tookey as
interim CEO if Horta-Osorio doesn't return by January.
The board is widely expected to make its decision at a regular
monthly meeting Thursday and at the same time decide on which of
two bidders should enter exclusive talks to buy the bank's
632-branch network.
The bidders, bank acquisition vehicle NBNK Investments PLC
(NBNK.LN) and The Co-operative Group, have both submitted offers
valuing the business at around GBP1.5 billion, although the
structure of each bid is likely to be very different.
Lloyds is selling the network as part of a broad disposal
program to shed state aid, stabilize profits and meet tough new
regulatory capital requirements.
Like its peer, 83%-government owned Royal Bank of Scotland PLC
(RBS), Lloyds has also launched auctions for the sale of loan
portfolios and in the last few days selected U.S. distressed
investor Lone Star as preferred bidder for a GBP1 billion portfolio
of commercial property loans.
And earlier Tuesday, the bank announced the final results of its
bond exchange offer which analysts estimate will result in a
post-tax gain of around GBP522 million and increase its core Tier 1
ration to 10.4% from the current 10.3%.
Debt exchanges, along with other measures, are being adopted by
banks across Europe to improve regulatory capital requirements. The
mechanism involves financial institutions taking advantage of
depressed secondary prices by offering to exchange existing bonds
at less than par for new notes. Lloyds offer drew an estimated 63%
acceptance level.
-By Marietta Cauchi, Dow Jones Newswires; +44 207 842 9241;
marietta.cauchi@dowjones.com
(Serena Ruffoni contributed to this article.)
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