Granite Mortgages 03-1



RE: GRANITE MORTGAGES 03-1 PLC
    EUR 94,500,000.00
    MATURING: 20/Jan/2043
    ISSUE DATE: 27/Jan/2003
    ISIN: XS0160702386

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
20/Oct/2006 TO 22/Jan/2007 HAS BEEN FIXED AT 4.961000 PCT

DAY BASIS 94/360

INTEREST PAYABLE VALUE 22/Jan/2007 WILL AMOUNT TO:
EUR 12.95 PER EUR 1,000.00 DENOMINATION
EUR 129.54 PER EUR 10,000.00 DENOMINATION

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881
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