Skandinaviska Enskilda Banken

RE: SKANDINAVISKA ENSKILDA BANKEN
    EUR 750,000,000.00
    MATURING: 06/Oct/2014
    ISSUE DATE: 06/Oct/2004
    ISIN: XS0201857595

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
06/Apr/2005 TO 06/Jul/2005 HAS BEEN FIXED AT 2.397000 PCT

DAY BASIS 91/360

INTEREST PAYABLE VALUE 06/Ju/2005 WILL AMOUNT TO:
EUR 6.06 PER EUR 1,000.00 DENOMINATION
EUR 60.59 PER EUR 10,000.00 DENOMINATION
EUR 605.91 PER EUR 100,000.00 DENOMINATION

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881
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