BJ03 Hsbc Bk.23

    Skandinaviska Enskilda Banken

RE: SKANDINAVISKA ENSKILDA BANKEN
    USD 100,000,000.00
    MATURING: 30/Oct/2099
    ISSUE DATE: 30/Oct/2000
    ISIN: XS0119875168

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
29/Apr/2005 TO 29/Jul/2005 HAS BEEN FIXED AT 3.940000 PCT

DAY BASIS 91/360

INTEREST PAYABLE VALUE 29/Jul/2005 WILL AMOUNT TO:
USD 2,489.86 PER USD 250,000.00 DENOMINATION

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881

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