BJ03 Hsbc Bk.23

    Skandinaviska Enskilda Banken

RE: SKANDINAVISKA ENSKILDA BANKEN
    JPY 1,000,000,000.00
    MATURING: 10-Aug-2005
    ISSUE DATE: 26-Feb-2004
    ISIN: XS0187340798

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD
10-May-2005 TO 10-Aug-2005 HAS BEEN FIXED AT 0.053750 PCT

DAY BASIS 92/360

INTEREST PAYABLE VALUE 10-Aug-2005 WILL AMOUNT TO:
JPY 137.00 PER JPY 1,000,000.00 DENOMINATION

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 20 7508 3858/3855 OR FAX: 44 20 7508 3881

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