Granite Mortgages 02-1 PLC

RE: GRANITE MORTGAGES 02-1 PLC
USD 1,274,400,000.00
MATURING:20-Jly-2019
ISSUE DATE: 20-Mar-2002
ISIN: US38741NAB91

PLEASE BE ADVISED THAT THE INTEREST RATE FOR THE PERIOD 20-Jly-2004 to
20-Oct-2004 HAS BEEN FIXED AT 1.790000 PCT.

DAY BASIS 92/360

INTEREST PAYABLE VALUE 20-Oct-2004 WILL AMOUNT TO
USD 33.41 PER USD 7,303.83 DENOMINATION.
USD 334.11 PER USD 73,038.29 DENOMINATION.

IF YOU HAVE ANY QUERIES PLEASE CONTACT THE RATE FIX DESK ON
TEL: 44 020 7508 3858/3855 OR FAX: 44 020 7508 3881.
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