Ellington Credit Company (NYSE: EARN) (the "Company") today announced that it will release financial results for the quarter ended December 31, 2024 after market close on Wednesday, March 12, 2025. The Company will host a conference call to discuss its financial results at 11:00 a.m. Eastern Time on Thursday, March 13, 2025. To participate in the event by telephone, please dial (800) 225-9448 at least 10 minutes prior to the start time and reference the conference code EARNQ424. International callers should dial (203) 518-9708 and reference the same code. The conference call will also be webcast live and can be accessed via the "For Investors" section of the Company's website at www.ellingtoncredit.com. To listen to the live webcast, please visit www.ellingtoncredit.com at least 15 minutes prior to the start of the call to register, download, and install necessary audio software.

A dial-in replay of the conference call will be available on Thursday, March 13, 2025, at approximately 2 p.m. Eastern Time through Thursday, March 20, 2025 at approximately 11:59 p.m. Eastern Time. To access this replay, please dial (800) 839-8318. International callers should dial (402) 220-6071. A replay of the conference call will be archived on the Company's website at www.ellingtoncredit.com.

In connection with the release of financial results, the Company will post an investor presentation to accompany the conference call on its website at www.ellingtoncredit.com under "For Investors—Presentations" after market close on Wednesday, March 12, 2025.

About Ellington Credit Company Ellington Credit Company, formerly known as Ellington Residential Mortgage REIT, was initially formed as a real estate investment trust ("REIT") that invested primarily in residential mortgage-backed securities ("MBS"). On March 29, 2024, the Company’s Board of Trustees approved a strategic transformation of its investment strategy to focus on corporate CLOs, with an emphasis on mezzanine debt and equity tranches. In connection with this transformation, the Company revoked its election to be taxed as a REIT effective January 1, 2024, and rebranded to Ellington Credit Company. At a special meeting on January 17, 2025, shareholders approved the Company's conversion to a Delaware registered closed-end fund to be treated as a regulated investment company under the Internal Revenue Code. The Company expects the conversion to be completed on or before April 1, 2025.

Ellington Credit Company is externally managed and advised by Ellington Credit Company Management LLC, formerly known as Ellington Residential Mortgage Management LLC, an affiliate of Ellington Management Group, L.L.C.

Investors: Ellington Credit Company Investor Relations (203) 409-3773 info@ellingtoncredit.com

or

Media: Amanda Shpiner/Grace Cartwright Gasthalter & Co. for Ellington Credit Company (212) 257-4170 Ellington@gasthalter.com

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